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Cited by 258

The DOI matches its Crossref record; 58 of the 58 references it cites were found in a registry or an index.

Of religion and redemption: Evidence from default on Islamic loans

Open access
Baele, Lieven, Farooq, Moazzam, Ongena, Steven·2014·Journal of Banking & Finance
DOI 10.1016/j.jbankfin.2014.03.005
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Abstract

We compare default rates on conventional and Islamic loans using a comprehensive monthly dataset from Pakistan that follows more than 150,000 loans over the period 2006:04 to 2008:12. We find robust evidence that the default rate of Islamic loans is less than half the default rate of conventional loans. Islamic loans are less likely to default during Ramadan and in big cities if the share of votes to religious-political parties increases, suggesting that religion – either through individual piousness or network effects – may play a role in determining loan default.

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Metadata

Authors
Baele, L., Farooq, M., & Ongena, S.
Venue
Journal of Banking & Finance
Publisher
Elsevier BV
Published
2014-07
Volume
44
Pages
141-159
ISSN
0378-4266
DOI
10.1016/j.jbankfin.2014.03.005
OpenAlex
W3125686866
Cited by
258
References
58
FWCI
103.94
Type
journal article
Language
en
Open access
green

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CoChat. (2026). Citation check: Of religion and redemption: Evidence from default on Islamic loans. https://app.cochat.ai/papers/10.1016/j.jbankfin.2014.03.005
The paper
Baele, L., Farooq, M., & Ongena, S. (2014). Of religion and redemption: Evidence from default on Islamic loans. Journal of Banking & Finance. https://doi.org/10.1016/j.jbankfin.2014.03.005

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Bibliographic data: Semantic Scholar, OpenAlex, Crossref.

Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).

Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.