The DOI matches its Crossref record; 58 of the 58 references it cites were found in a registry or an index.
“When the cat's away the mice will play”: Does regulation at home affect bank risk-taking abroad?
Abstract
This paper provides the first empirical evidence that bank regulation is associated with cross-border spillover effects through the lending activities of large multinational banks. We analyze business lending by 155 banks to 9,613 firms in 1,976 different localities across 16 countries. We find that lower barriers to entry, tighter restrictions on bank activities, and to a lesser degree higher minimum capital requirements in domestic markets are associated with lower bank lending standards abroad. The effects are stronger when banks are less efficiently supervised at home, and are observed to exist independently from the impact of host-country regulation.
Overview
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Integrity signals
Registry
Cites
Statistics
Verification
Claims the paper makes
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Self-check
Percentages, sums and reported differences re-computed from the paper’s own numbers.
The self-check needs the paper’s full text.
Citations
Cites
Sample Selection Bias as a Specification Error
Heckman, J. J. (1979) · Econometrica · doi:10.2307/1912352 · Cited by 28,779
A heteroskedasticity-consistent covariance matrix estimator and a direct test for heteroskedasticity
White, H. (1980) · Econometrica · doi:10.2307/1912934 · Cited by 25,861
The Theory of Economic Regulation
Stigler, G. J. (1971) · The Bell Journal of Economics and Management Science · doi:10.2307/3003160 · Cited by 8,098
The Theory of Economic Regulation
Stigler, G. J. (2021) · The Political Economy · doi:10.4324/9781315495811-8 · Cited by 5,483
Pigou, A. C. (1933) · The Economic Journal · doi:10.2307/2224491 · Cited by 5,137
Bank governance, regulation and risk taking
Laeven, L. A., & Levine, R. E. (2008) · Cited by 3,269
Financial and Legal Constraints to Growth: Does Firm Size Matter?
BECK, T., DEMIRGÜÇ‐KUNT, A., & MAKSIMOVIC, V. (2005) · The Journal of Finance · doi:10.1111/j.1540-6261.2005.00727.x · Cited by 2,557
Bank regulation and supervision: what works best?
Barth, J. R., Caprio, G., & Levine, R. (2004) · Journal of Financial Intermediation · doi:10.1016/j.jfi.2003.06.002 · Cited by 2,296
Non-Monetary Effects of the Financial Crisis in the Propagation of the Great Depression
Bernanke, B. (1983) · National Bureau of Economic Research · doi:10.3386/w1054 · Cited by 2,173
Does Distance Still Matter? The Information Revolution in Small Business Lending
Petersen, M. A., & Rajan, R. G. (2002) · The Journal of Finance · doi:10.1111/1540-6261.00505 · Cited by 2,150
Cited by
Multinational Banks and the Global Financial Crisis: Weathering the Perfect Storm?
DE HAAS, R., & VAN LELYVELD, I. (2014) · Journal of Money, Credit and Banking · doi:10.1111/jmcb.12094 · Cited by 401
Metadata
- Authors
- Ongena, S., Popov, A., & Udell, G. F.
- Venue
- Journal of Financial Economics
- Publisher
- Elsevier BV
- Published
- 2013-06
- Volume
- 108
- Issue
- 3
- Pages
- 727-750
- ISSN
- 0304-405X (ISSN-L)
- OpenAlex
- W3124450085
- Cited by
- 308
- References
- 58
- FWCI
- 45.95
- Type
- journal article
- Language
- en
- Open access
- closed
About these checks
Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.
Statistics and arithmetic are recomputed, not judged.
Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.
What counts as a claim ›How we measure confidence ›How we check this ›
Are you an author, or do you see a problem with this page? Request a review
How to cite
Cite CoChat for the checks on this page, and the paper for its own findings.
- This page
- CoChat. (2026). Citation check: “When the cat's away the mice will play”: Does regulation at home affect bank risk-taking abroad? https://app.cochat.ai/papers/10.1016/j.jfineco.2013.01.006
- The paper
- Ongena, S., Popov, A., & Udell, G. F. (2013). “When the cat's away the mice will play”: Does regulation at home affect bank risk-taking abroad? Journal of Financial Economics. https://doi.org/10.1016/j.jfineco.2013.01.006
Data sources
Bibliographic data: Semantic Scholar, OpenAlex, Crossref.
Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.
