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Computation of Financial Inclusion Index for India
Open accessAbstract
Financial inclusion has become the buzzword and has caught the attention of research scholars, policy makers and economists. While finance has always been recognized to be the life blood of any economic unit, financial inclusion, as a ‘quasi-public good’ is seen to be the harbinger that would facilitate fuller participation by vulnerable groups such as weaker sections and low income groups in the financial system. This paper aims to study the determinants that measure the extent of financial inclusion and focuses on the computation of an index that would comprehensively capture the impact of multi-dimensional variables with specific reference to India, using the latest available data. Past studies have omitted one or the other dimensions impacting financial inclusion, for various reasons. However, since each of the dimensions is critical, incorporating as many dimensions as possible will result in a more holistic of financial inclusion. The Reserve Bank of India (RBI) has initiated several measures to enhance the financial inclusion in India. The impetus came from schemes like relaxed KYC norms, rsquo;no-frills’ accounts and “General Credit Cards” for small deposits and credit since 2005-06.
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Cites
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Cited by
Can digital financial inclusion promote China's economic growth?
Liu, Y., Luan, L., Wu, W., Zhang, Z., & Hsu, Y. (2021) · International Review of Financial Analysis · doi:10.1016/j.irfa.2021.101889 · Cited by 584
Nexus between financial inclusion and economic growth: Evidence from the emerging Indian economy
Sharma, D. (2016) · Journal of Financial Economic Policy · doi:10.1108/jfep-01-2015-0004 · Cited by 382
Financial inclusion and economic growth linkage: Some cross country evidence
Sethi, D., & Acharya, D. (2018) · Journal of Financial Economic Policy · doi:10.1108/jfep-11-2016-0073 · Cited by 341
Dahiya, S., & Kumar, M. (2020) · Vision: The Journal of Business Perspective · doi:10.1177/0972262920923891 · Cited by 129
Does Financial Inclusion Spur Economic Growth in India?
Lenka, S. K., & Sharma, R. (2017) · The Journal of Developing Areas · doi:10.1353/jda.2017.0069 · Cited by 122
Metadata
- Authors
- Gupte, R., Venkataramani, B., & Gupta, D.
- Venue
- Procedia - Social and Behavioral Sciences
- Publisher
- Elsevier BV
- Published
- 2012
- Volume
- 37
- Pages
- 133-149
- ISSN
- 1877-0428 (ISSN-L)
- OpenAlex
- W2046352897
- Cited by
- 273
- References
- 12
- FWCI
- 9.46
- Type
- conference paper
- Language
- en
- Open access
- diamond
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- Gupte, R., Venkataramani, B., & Gupta, D. (2012). Computation of Financial Inclusion Index for India. Procedia - Social and Behavioral Sciences. https://doi.org/10.1016/j.sbspro.2012.03.281
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Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
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