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Cited by 425Microfinance and Financial InclusionGender, Labor, and Family DynamicsFinancial Literacy, Pension, Retirement Analysis

Access to finance in Sub-Saharan Africa: Is there a gender gap?.

Aterido, Reyes, Beck, Thorsten, Iacovone, Leonardo·2013·World Development
DOI 10.1016/j.worlddev.2013.02.013
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Abstract

We show the existence of an unconditional gender gap in Sub-Saharan Africa. However, when key observable characteristics of the enterprises or individuals are taken into account the gender gap disappears. In the case of enterprises, we explain our finding with differences in key characteristics and a potential selection bias. In the case of individuals, the lower use of formal financial services by women can be explained by gender gaps in other dimensions related to the use of financial services, such as their lower level of income and education, and by their household and employment status.

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Authors
Aterido, R., Beck, T., & Iacovone, L.
Affiliations
World Bank (US)
ORCID
Venue
World Development
Publisher
Elsevier BV
Published
2013-07
Volume
47
Pages
102-120
ISSN
0305-750X (ISSN-L)
DOI
10.1016/j.worlddev.2013.02.013
OpenAlex
W2150952063
Cited by
425
References
1
Citations by year
2026: 43 · 2025: 54 · 2024: 43 · 2023: 60 · 2022: 45 · 2021: 52 · 2020: 26 · 2019: 29 · 2018: 23 · 2017: 14 · 2016: 14 · 2015: 11 · 2014: 8 · 2013: 3
FWCI
28.19
Type
journal article
Language
en
Open access
closed
Licence
www.elsevier.com/tdm/userlicense/1.0/ (tdm)
Locations
  • World Development (publishedVersion)
  • Research portal (Tilburg University) (publishedVersion)
  • City Research Online (City University London) (acceptedVersion)
  • Data Archiving and Networked Services (DANS) (submittedVersion)
  • RePEc: Research Papers in Economics (submittedVersion)
  • OPUS 4 (Zuse Institute Berlin) (submittedVersion)
Topics
  • Social Sciences › Economics, Econometrics and Finance › Economics and Econometrics › Microfinance and Financial Inclusion
  • Social Sciences › Gender Studies › Gender, Labor, and Family Dynamics
  • Social Sciences › Business, Management and Accounting › Accounting › Financial Literacy, Pension, Retirement Analysis
Keywords
access to finance, gender gap, women, formal financial services, sub-Saharan Africa, selection bias, household characteristics, employment status, income

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