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Cited by 466

The DOI matches its Crossref record; 3 of the 3 references it cites were found in a registry or an index.

Securitization and the Declining Impact of Bank Finance on Loan Supply: Evidence from Mortgage Originations

LOUTSKINA, ELENA, STRAHAN, PHILIP E.·2009·The Journal of Finance
DOI 10.1111/j.1540-6261.2009.01451.x
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Abstract

Low‐cost deposits and increased balance sheet liquidity raise banks' supply of illiquid loans more than loans easily sold or securitized. We exploit the inability of Fannie Mae and Freddie Mac to purchase jumbo mortgages to identify an exogenous change in liquidity. The volume of jumbo mortgage originations relative to nonjumbo originations increases with bank holdings of liquid assets and decreases with bank deposit costs. This result suggests that the increasing depth of the mortgage secondary market fostered by securitization has reduced the effect of lender's financial condition on credit supply.

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Metadata

Authors
LOUTSKINA, E., & STRAHAN, P. E.
Venue
The Journal of Finance
Publisher
Wiley
Published
2009-03-13
Volume
64
Issue
2
Pages
861-889
ISSN
  • 0022-1082 (ISSN-L)
  • 1540-6261
DOI
10.1111/j.1540-6261.2009.01451.x
OpenAlex
W2006948845
Cited by
466
References
3
FWCI
44.26
Type
journal article
Language
en
Open access
closed

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CoChat. (2026). Citation check: Securitization and the Declining Impact of Bank Finance on Loan Supply: Evidence from Mortgage Originations. https://app.cochat.ai/papers/10.1111/j.1540-6261.2009.01451.x
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LOUTSKINA, E., & STRAHAN, P. E. (2009). Securitization and the Declining Impact of Bank Finance on Loan Supply: Evidence from Mortgage Originations. The Journal of Finance. https://doi.org/10.1111/j.1540-6261.2009.01451.x

Data sources

Bibliographic data: Semantic Scholar, OpenAlex, Crossref.

Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).

Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.