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State Curriculum Mandates and Student Knowledge of Personal Finance
Abstract
This study analyzes the relationship between high school students’ scores on a test of personal financial literacy and their state's personal finance curriculum mandate. At the time of the testing, twenty of the thirty‐one states included in the study had some kind of educational policy in the area of personal financial management. The results of the study show that curriculum mandates, broadly defined, are not generally associated with higher students’ scores. However, students in states that required specific financial education course work scored significantly higher than those in states with either a general mandate or with no mandate.
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Citations
Cited by
The Economic Importance of Financial Literacy: Theory and Evidence
Lusardi, A., & Mitchell, O. S. (2014) · Journal of Economic Literature · doi:10.1257/jel.52.1.5 · Cited by 4,698
HUSTON, S. J. (2010) · Journal of Consumer Affairs · doi:10.1111/j.1745-6606.2010.01170.x · Cited by 2,558
Financial Literacy, Financial Education, and Downstream Financial Behaviors
Fernandes, D., Lynch, J. G., & Netemeyer, R. G. (2014) · Management Science · doi:10.1287/mnsc.2013.1849 · Cited by 2,152
Xu, L., & Zia, B. (2012) · World Bank, Washington, DC eBooks · doi:10.1596/1813-9450-6107 · Cited by 428
The effects of high school personal financial education policies on financial behavior
Urban, C., Schmeiser, M., Collins, J. M., & Brown, A. (2020) · Economics of Education Review · doi:10.1016/j.econedurev.2018.03.006 · Cited by 207
Metadata
- Authors
- TENNYSON, S., & NGUYEN, C.
- Venue
- Journal of Consumer Affairs
- Publisher
- Wiley
- Published
- 2001-12
- Volume
- 35
- Issue
- 2
- Pages
- 241-262
- ISSN
- 0022-0078 (ISSN-L)
- 1745-6606
- OpenAlex
- W2129967607
- Cited by
- 164
- References
- 0
- FWCI
- 0.00
- Type
- journal article
- Language
- en
- Open access
- closed
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- TENNYSON, S., & NGUYEN, C. (2001). State Curriculum Mandates and Student Knowledge of Personal Finance. Journal of Consumer Affairs. https://doi.org/10.1111/j.1745-6606.2001.tb00112.x
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Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.
