The DOI matches its Crossref record; 3 of the 3 references it cites were found in a registry or an index.
What Explains the Gender Gap in Financial Literacy? The Role of Household Decision Making
Open accessAbstract
Using newly collected data from the RAND American Life Panel, we examine potential explanations for the gender gap in financial literacy, including the role of marriage and who within a couple makes the financial decisions. Blinder–Oaxaca decomposition reveals the majority of the gender gap in financial literacy is not explained by differences in the characteristics of men and women—but rather differences in coefficients, or how literacy is produced. We find that financial decision making of couples is not centralized in one spouse although it is sensitive to the relative education level of spouses.
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Cites
Wage discrimination: Reduced form and structural estimates
Blinder, A. S. (1973) · The Journal of Human Resources · doi:10.2307/144855 · Cited by 6,922
Planning and Financial Literacy: How Do Women Fare?
Lusardi, A., & Mitchell, O. S. (2008) · American Economic Review · doi:10.1257/aer.98.2.413 · Cited by 1,512
Bernheim, B. D., Garrett, D. M., & Maki, D. M. (2001) · Journal of Public Economics · doi:10.1016/s0047-2727(00)00120-1 · Cited by 433
Cited by
The Economic Importance of Financial Literacy: Theory and Evidence
Lusardi, A., & Mitchell, O. S. (2014) · Journal of Economic Literature · doi:10.1257/jel.52.1.5 · Cited by 4,698
THE EFFECTS OF PERCEIVED AND ACTUAL FINANCIAL LITERACY ON FINANCIAL BEHAVIORS
Allgood, S., & Walstad, W. B. (2016) · Economic Inquiry · doi:10.1111/ecin.12255 · Cited by 620
Financial literacy, financial advice, and financial behavior
Stolper, O. A., & Walter, A. (2017) · Journal of Business Economics · doi:10.1007/s11573-017-0853-9 · Cited by 471
“A number of studies try to explain this finding arguing with traditional role models (Hsu 2011) suggesting that women only have an incentive to invest in financial literacy late in their lives (Fonseca et al. 2012), differing levels of confidence (Bucher-Koenen et al.”
In Our Best Interest: Women, Financial Literacy, and Credit Card Behavior
Mottola, G. (2013) · Numeracy · doi:10.5038/1936-4660.6.2.4 · Cited by 194
Financial literacy among university students: A study in eight European countries
Ergün, K. (2018) · International Journal of Consumer Studies · doi:10.1111/ijcs.12408 · Cited by 159
Metadata
- Authors
- FONSECA, R., MULLEN, K. J., ZAMARRO, G., & ZISSIMOPOULOS, J.
- Venue
- Journal of Consumer Affairs
- Publisher
- Wiley
- Published
- 2012-01-05
- Volume
- 46
- Issue
- 1
- Pages
- 90-106
- ISSN
- 0022-0078 (ISSN-L)
- 1745-6606
- OpenAlex
- W1982896809
- Cited by
- 518
- References
- 3
- FWCI
- 64.94
- Type
- journal article
- Language
- en
- Open access
- green
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- FONSECA, R., MULLEN, K. J., ZAMARRO, G., & ZISSIMOPOULOS, J. (2012). What Explains the Gender Gap in Financial Literacy? The Role of Household Decision Making. Journal of Consumer Affairs. https://doi.org/10.1111/j.1745-6606.2011.01221.x
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