Student or educator? Sign up with your school email and get 6 months of Pro free.
CoChat
Sign Up
Cited by 695

The DOI matches its Crossref record; 2 of the 2 references it cites were found in a registry or an index.

Why do Banks Disappear? The Determinants of U.S. Bank Failures and Acquisitions

Wheelock, David C., Wilson, Paul W.·2000·Review of Economics and Statistics
DOI 10.1162/003465300558560
Open this paper in CoChat — free account

Abstract

This paper seeks to identify the characteristics that make individual U.S. banks more likely to fail or be acquired. We use bank-specific information to estimate competing-risks hazard models with time-varying covariates. We use alternative measures of productive efficiency to proxy management quality, and find that inefficiency increases the risk of failure while reducing the probability of a bank's being acquired. Finally, we show that the closer to insolvency a bank is (as reflected by a low equity-to-assets ratio) the more likely is its acquisition.

Overview

The claims and statistics of this paper haven’t been checked yet.

Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.

A few free checks a day · papers already verified open instantly · results are public

Integrity signals

Registry

Crossref · 10.1162/003465300558560

Cites

2 of 2 references verified0 citation errors · 0 not checkable

Statistics

Verification

Claims the paper makes

The claims and statistics of this paper haven’t been checked yet.

Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.

A few free checks a day · papers already verified open instantly · results are public

Self-check

Percentages, sums and reported differences re-computed from the paper’s own numbers.

The self-check needs the paper’s full text.

Citations

Cites

Show all 2 references

Cited by

See all 695

Metadata

Authors
Wheelock, D. C., & Wilson, P. W.
Venue
Review of Economics and Statistics
Publisher
MIT Press
Published
2000-02
Volume
82
Issue
1
Pages
127-138
ISSN
  • 0034-6535 (ISSN-L)
  • 1530-9142
DOI
10.1162/003465300558560
OpenAlex
W2088547769
Cited by
695
References
2
FWCI
13.80
Type
journal article
Language
en
Open access
closed

About these checks

Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.

Statistics and arithmetic are recomputed, not judged.

Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.

What counts as a claim ›How we measure confidence ›How we check this ›

Are you an author, or do you see a problem with this page? Request a review

How to cite

Cite CoChat for the checks on this page, and the paper for its own findings.

This page
CoChat. (2026). Citation check: Why do Banks Disappear? The Determinants of U.S. Bank Failures and Acquisitions. https://app.cochat.ai/papers/10.1162/003465300558560
The paper
Wheelock, D. C., & Wilson, P. W. (2000). Why do Banks Disappear? The Determinants of U.S. Bank Failures and Acquisitions. Review of Economics and Statistics. https://doi.org/10.1162/003465300558560

Data sources

Bibliographic data: Semantic Scholar, OpenAlex, Crossref.

Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).

Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.