The DOI matches its Crossref record; 27 of the 27 references it cites were found in a registry or an index.
Insuring Consumption Against Illness
Open accessAbstract
One of the most sizable and least predictable shocks to economic opportunities in developing countries is major illness. We investigate the extent to which families are able to insure consumption against major illness using a unique panel data set from Indonesia that combines excellent measures of health status with consumption information. We find that there are significant economic costs associated with major illness, and that there is very imperfect insurance of consumption over illness episodes. These estimates suggest that public disability insurance or subsidies for medical care may improve welfare by providing consumption insurance.
Overview
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Integrity signals
Registry
Cites
Statistics
Verification
Claims the paper makes
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Self-check
Percentages, sums and reported differences re-computed from the paper’s own numbers.
The self-check needs the paper’s full text.
Citations
Cites
Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information
Rothschild, M., & Stiglitz, J. (1976) · The Quarterly Journal of Economics · doi:10.2307/1885326 · Cited by 4,987
Identification and estimation of local average treatment effects
Imbens, G. W., & Angrist, J. D. (1994) · Econometrica · doi:10.2307/2951620 · Cited by 4,101
Consumption and Liquidity Constraints: An Empirical Investigation
Zeldes, S. P. (1989) · Journal of Political Economy · doi:10.1086/261605 · Cited by 1,931
Risk and Insurance in Village India
Townsend, R. M. (1994) · Econometrica · doi:10.2307/2951659 · Cited by 1,626
Risk and Insurance In Village India
Townsend, R. M., & Townsend, R. (1991) · AgEcon Search (University of Minnesota, USA) · doi:10.22004/ag.econ.294664 · Cited by 1,583
Income Smoothing and Consumption Smoothing
Morduch, J. (1995) · Journal of Economic Perspectives · doi:10.1257/jep.9.3.103 · Cited by 1,435
A Simple Test of Consumption Insurance
Cochrane, J. H. (1991) · Journal of Political Economy · doi:10.1086/261785 · Cited by 947
Using Weather Variability to Estimate the Response of Savings to Transitory Income in Thailand
(2000) · Readings in Development Economics · doi:10.7551/mitpress/5776.003.0008 · Cited by 674
Self-Reported vs. Objective Measures of Health in Retirement Models
Bound, J. (1989) · National Bureau of Economic Research · doi:10.3386/w2997 · Cited by 653
Full Insurance in the Presence of Aggregate Uncertainty
Mace, B. J. (1991) · Journal of Political Economy · doi:10.1086/261784 · Cited by 650
Cited by
The Economic Lives of the Poor
Banerjee, A. V., & Duflo, E. (2007) · Journal of Economic Perspectives · doi:10.1257/jep.21.1.141 · Cited by 1,703
Risk Sharing and Transactions Costs: Evidence from Kenya's Mobile Money Revolution
Jack, W., & Suri, T. (2014) · American Economic Review · doi:10.1257/aer.104.1.183 · Cited by 1,435
Progress on catastrophic health spending in 133 countries: a retrospective observational study
Wagstaff, A., Flores, G., Hsu, J., Smitz, M.-F., Chepynoga, K., Buisman, L. R., van Wilgenburg, K., & Eozenou, P. (2018) · The Lancet Global Health · doi:10.1016/s2214-109x(17)30429-1 · Cited by 1,019
Poverty and mental disorders: breaking the cycle in low-income and middle-income countries
Lund, C., De Silva, M., Plagerson, S., Cooper, S., Chisholm, D., Das, J., Knapp, M., & Patel, V. (2011) · The Lancet · doi:10.1016/s0140-6736(11)60754-x · Cited by 929
The Consumption Response to Income Changes
Jappelli, T., & Pistaferri, L. (2010) · Annual Review of Economics · doi:10.1146/annurev.economics.050708.142933 · Cited by 704
Metadata
- Authors
- Gertler, P., & Gruber, J.
- Venue
- American Economic Review
- Publisher
- American Economic Association
- Published
- 2002-02-01
- Volume
- 92
- Issue
- 1
- Pages
- 51-70
- ISSN
- 0002-8282 (ISSN-L)
- OpenAlex
- W2030115206
- Cited by
- 835
- References
- 27
- FWCI
- 8.88
- Type
- journal article
- Language
- en
- Open access
- green
About these checks
Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.
Statistics and arithmetic are recomputed, not judged.
Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.
What counts as a claim ›How we measure confidence ›How we check this ›
Are you an author, or do you see a problem with this page? Request a review
How to cite
Cite CoChat for the checks on this page, and the paper for its own findings.
- This page
- CoChat. (2026). Citation check: Insuring Consumption Against Illness. https://app.cochat.ai/papers/10.1257/000282802760015603
- The paper
- Gertler, P., & Gruber, J. (2002). Insuring Consumption Against Illness. American Economic Review. https://doi.org/10.1257/000282802760015603
Data sources
Bibliographic data: Semantic Scholar, OpenAlex, Crossref.
Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.