The DOI matches its Crossref record; 2 of the 2 references it cites were found in a registry or an index.
Are You Sure You're Saving Enough for Retirement?
Abstract
Many view the soon-to-retire Baby Boomers as woefully unprepared for their golden years, while other economists have taken a more sanguine view of American levels of saving. And if Americans are failures at saving enough for retirement, why are some retirees so happy? The seemingly simple question of “Am I saving enough for retirement?” is apparently not so simple at all. Instead, it touches on a variety of deeper issues in economics, psychology, and health policy. I use the program ESPlanner to present life-cycle retirement wealth targets for a range of incomes and situations typical of American Economic Association members. (Readers are warned that life-cycle retirement wealth targets presented in this paper may lead to feelings of financial inadequacy.)
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Citations
Cites
Separate neural systems value immediate and delayed monetary rewards
McClure, S. M., Laibson, D. I., Loewenstein, G., & Cohen, J. D. (2004) · Science · doi:10.1126/science.1100907 · Cited by 3,089
Neural Predictors of Purchases
Knutson, B., Rick, S., Wimmer, G. E., Prelec, D., & Loewenstein, G. (2007) · Neuron · doi:10.1016/j.neuron.2006.11.010 · Cited by 1,171
Cited by
The Economic Importance of Financial Literacy: Theory and Evidence
Lusardi, A., & Mitchell, O. S. (2014) · Journal of Economic Literature · doi:10.1257/jel.52.1.5 · Cited by 4,698
Heuristics and Biases in Retirement Savings Behavior
Benartzi, S., & Thaler, R. H. (2007) · Journal of Economic Perspectives · doi:10.1257/jep.21.3.81 · Cited by 930
Heterogeneity and Persistence in Returns to Wealth
Fagereng, A., Guiso, L., Malacrino, D., & Pistaferri, L. (2020) · Econometrica · doi:10.3982/ecta14835 · Cited by 375
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans
Choi, J. J., Laibson, D., & Madrian, B. C. (2011) · Review of Economics and Statistics · doi:10.1162/rest_a_00100 · Cited by 354
Ericson, K. M., & Laibson, D. (2019) · Handbook of Behavioral Economics: Applications and Foundations 1 · doi:10.1016/bs.hesbe.2018.12.001 · Cited by 125
Metadata
- Authors
- Skinner, J.
- Venue
- Journal of Economic Perspectives
- Publisher
- American Economic Association
- Published
- 2007-07-01
- Volume
- 21
- Issue
- 3
- Pages
- 59-80
- ISSN
- 0895-3309 (ISSN-L)
- OpenAlex
- W3123289953
- Cited by
- 200
- References
- 2
- FWCI
- 37.55
- Type
- journal article
- Language
- en
- Open access
- closed
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Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.
