Estimating the public cost of student loans
Open accessAbstract
university-finance-system-turning-into-a-money-pit-as-rab- charge-hits-45/. 2 In principle, graduates must make repayments out of unearned income exceeding £2,000 per year.In practice, however, only those who submit self-assessment tax returns make repayments on the basis of unearned income.Given that the number of individuals to whom this applies is 1
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The English system is expensive, with the state predicted to pay almost 43 percent of the value of the loans made, owing to low interest rates and non-repayment.
“This is an expensive system, with the state predicted to pay almost 43 percent of the value of the loans made, owing to low interest rates and non-repayment (Crawford, Crawford, and Jin 2014).”
From Educational Inequality* (2022) · cites this paper as Crawford, Crawford, and Jin 2014
Cited by
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Blanden, J., Doepke, M., & Stuhler, J. (2022) · National Bureau of Economic Research · doi:10.3386/w29979 · Cited by 47 · see citing works
- Authors
- Crawford, C., Crawford, R., & Jin, W. (.
- Affiliations
- Institute for Fiscal Studies (GB)
- Publisher
- The IFS
- Published
- 2014-04-24
- OpenAlex
- W2504976475
- Cited by
- 36
- References
- 0
- Citations by year
- 2023: 1 · 2022: 2 · 2020: 12 · 2019: 1 · 2018: 6 · 2017: 3 · 2016: 2 · 2015: 5 · 2014: 4
- Type
- report
- Language
- en
- Open access
- gold
- doi.org
- Locations
- Digital Education Resource Archive (University College London) (acceptedVersion)
- Econstor (Econstor) (submittedVersion)
- UCL Discovery (University College London) (submittedVersion)
- Funders
- Nuffield Foundation (EDU/39084)
- Economic and Social Research Council (RES-544-28-5001)
- Topics
- Social Sciences › Economics, Econometrics and Finance › Economics and Econometrics › Politics, Economics, and Education Policy
- Social Sciences › Education › Higher Education Research Studies
- Social Sciences › Economics, Econometrics and Finance › Economics and Econometrics › Economic and Fiscal Studies
- Keywords
- student loans, public costs, unearned income, self-assessment tax returns, higher education funding
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