The DOI matches its DataCite record; 15 of the 15 references it cites were found in a registry or an index.
Factors Affecting Loan Repayment Performance Among Yam Farmers in the Sene District, Ghana
Open accessAbstract
The study analyzed the factors that are critical in improving loan repayment by yam farmers in the Sene district of Ghana. Random sampling technique was used to select 100 respondents in the district and structured questionnaire was administered to collect data. Descriptive statistics and the probit model were employed. The results show that 42% of yam farmers in Sene district are illiterates. More males (93%) are involved in yam farming than females (7%) and most of the farmers are married (91%). Also most of the yam farmers in the district have a family size of 6-10 households (66%) and 54% of them have 1-10 years of yam farming experience. Also, the results show that education, experience, profit, age, supervision and off-farm income have positive effects on loan repayment performance. Conversely, gender and marriage have negative effects on loan repayment while the effect of household size was found to be ambiguous.
Overview
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Integrity signals
Registry
Cites
Statistics
Verification
Claims the paper makes
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Claims other papers make about this one
Each is checked against this paper’s own text: does it say what the citing paper says it does?
The source backs part of the claim, not all of it — or backs it for a different population, condition or comparison.
In the citing paper
“Similar findings by Wongnaa and Awunyo-Vitor (2013) show that older farmers in Ghana repay more reliably”
From Drivers of willingness to repay Parish Revolving funds (PRF) under Uganda’s Parish Development Model: a Bayesian Latent Class Logistic Regression (LCLR) approach (2026) · cites this paper as Wongnaa and Awunyo-Vitor (2013)
Experimental — accuracy not yet measured
Self-check
Percentages, sums and reported differences re-computed from the paper’s own numbers.
The self-check needs the paper’s full text.
Citations
Cites
An Empirical Analysis of Microcredit Repayment in Southwestern Nigeria
Oke, J. T. O., Adeyemo, R., & Agbonlahor, M. (2007) · Journal of Human Behavior in the Social Environment · doi:10.1300/10911350802081592 · Cited by 131
Food yams : advances in research
Asiedu, R., Ekanayake, I. J., & Orkwor, G. C. (1998) · CGSPace A Repository of Agricultural Research Outputs (Consultative Group for International Agricultural Research) · Cited by 123
Determinants of small scale farmers decision to join farmer based organizations in Ghana
Asante, B. O., Afari‐Sefa, V., & Sarpong, D. B. (2011) · African Journal of Agricultural Research · doi:10.5897/ajar10.979 · Cited by 97
OLADEEBO, J. O., & Oladeebo, O. E. (2008) · Journal of Social Sciences · doi:10.1080/09718923.2008.11892634 · Cited by 90
Ojiako, I. A. (2012) · African Journal of Agricultural Research · doi:10.5897/ajar11.1302 · Cited by 53
Okorie, A. (1986) · Agricultural Administration · doi:10.1016/0309-586x(86)90040-3 · Cited by 50
Determinants of loan repayment performance among women self help groups in Bayelsa State, Nigeria.
Ugbomeh, G. M. M., Achoja, F. O., Ideh, V., & Ofuoku, A. U. (2008) · University of Zagreb University Computing Centre (SRCE) · Cited by 36
Determinants of loan repayment performance of fishermen: empirical evidence from Ghana
Acquah, H. D.-G., & Addo, J. (2011) · Cercetari Agronomice in Moldova · Cited by 35
DETERMINANTS OF LOAN REPAYMENT UNDER INDIGENOUS FINANCIAL SYSTEM IN SOUTHEAST, NIGERIA
Eze, C. C., & Ibekwe, U. C. (2007) · Cited by 35
Mashatola, M. C., & Darroch, M. A. (2003) · Agrekon · doi:10.1080/03031853.2003.9523628 · Cited by 28
Research works printed but not linked: 10
- Awoke, M.U. Factors Affecting Loan Acquisitioned Repayment Patterns of Smallholder Farmers inIka North -East of Delta State. Nigeria. Journal of Sustainable Tropical Agricultural Research, 2004, 9: 61-64.
- Awunyo-Vitor D. Determinants of Loan Repayment Default among Farmers in Brong Ahafo Region of Ghana. Journal of Development and Agricultural Economics, 2012, 4(13) 339-445.
- Bassem B. S. Determinants of successful group loan repayment: An application to Tunisia. Journal of Sustainable Development in Africa, 2008, vol.10, No. 2.
- Chirwa, E. A. An econometric analysis of determinants of agricultural credit payment in Malawi. African Review of Finance and Banking, 1997, Vol. 1(2): 107-122.
- Kohansal M. R., Mansoori, H. Factors affecting loan repayment performance of farmers in Kharasan- Razavi province of Iran. A paper presented in a conference on International Research on Food Security. Natural Resource Management and Rural Development, University of Hamburg, October 6-8, 2009.
- Langyintuo, A. Economic analysis of yam production in northern Ghana, in Rudat, H., H. Mercer- Quarshie et al., Improving farming systems in the interior savanna zone of Ghana: proceedings of the 2nd workshop on improving farming systems; Nyankpala April, 1990. Tamale: Crops Research Institute & Nyankpala Agricultural Experiment Station, 1993.
- Maddala, G. S. Introduction to Econometrics. 3 rd Edition, John Wiley & Sons Ltd, The Atrium, Southern Gate, England, 2005, 318-323.
- Nkum Associates. Report on workshop on post-harvest systems of yams and cassava and its potential improvements. Accra: Ghanaian German Technical Co-operation project (MoFA-GTZ), 1994.
- Olagunju, F. I., Adeyemo, R. Determinants of repayment Decision among Small Holder Farmers in Southwestern Nigeria. Pakistan Journal of Social Sciences, 2007, 4(5): 677-686.
- Vernier, P., Bricas, N., Aegbo, E., Hounhouigan, J., N'Kpenu, K., G. Orkwor. Development in post-harvest processing to supply urban markets: a survey of the yam chips sector in West Africa', in Borgemeister, C., et al. (1999). 'From biological control to a systems approach in post-harvest'. Proceedings of an IITA/GTZ meeting on integrated control of insect pests in rural maize stores, with particular reference to the Larger Grain Borer, and the future development of the post-harvest sector in sub-Saharan Africa. Eharvest sector, 1997.
Cited by
Sorted by citations
Improving loan repayment in Ghana: Does financial literacy matter?
Baidoo, S. T., Yusif, H. M., & Ayesu, E. K. (2020) · Cogent Economics & Finance · doi:10.1080/23322039.2020.1787693 · Cited by 49
Agriculture Credit in Developing Economies: A Review of Relevant Literature
Yadav, P., & Sharma, A. K. (2015) · International Journal of Economics and Finance · doi:10.5539/ijef.v7n12p219 · Cited by 39
Kassegn, A., & Endris, E. (2021) · International Area Studies Review · doi:10.1177/22338659211040993 · Cited by 36
Performance of Loan Repayment Determinants in Ethiopian Micro Finance - An Analysis
Pasha, S. A. M., & Negese, T. (2014) · Eurasian Journal of Business and Economics · Cited by 36
Shu-Teng, L., Zariyawati, M. A., Mokhtar, S. H., & Annuar, M. N. (2015) · International Journal of Economics and Finance · doi:10.5539/ijef.v7n11p110 · Cited by 33
Metadata
- Authors
- Wongnaa, C. A., Awunyo-Vitor, D., Wongnaa, C. A., & Awunyo-Vitor, D.
- Venue
- Unknown
- Publisher
- Unknown
- Published
- 2013
- Volume
- 5
- Issue
- 2
- Pages
- 111-122
- OpenAlex
- W1910102113
- Cited by
- 61
- References
- 15
- Citations by year
- 2025: 1 · 2024: 4 · 2023: 6 · 2022: 11 · 2021: 6 · 2020: 3 · 2019: 7 · 2018: 4 · 2017: 3 · 2016: 7 · 2015: 4 · 2014: 5
- FWCI
- 12.52
- Type
- journal article
- Language
- en
- Open access
- green
- ageconsearch.umn.edu
- Locations
- RePEc: Research Papers in Economics (submittedVersion)
- AgEcon Search (University of Minnesota, USA) (submittedVersion)
- Agris on-line Papers in Economics and Informatics (submittedVersion)
- AgEcon Search (University of Minnesota, USA)
- Topics
- Social Sciences › Economics, Econometrics and Finance › Economics and Econometrics › Microfinance and Financial Inclusion
- Life Sciences › Agricultural and Biological Sciences › General Agricultural and Biological Sciences › Agricultural Innovations and Practices
- Social Sciences › Economics, Econometrics and Finance › Economics and Econometrics › Agricultural risk and resilience
- Keywords
- loan repayment, agricultural credit, farmer characteristics, farmer education, farming experience, off-farm income, household size
About these checks
Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.
Statistics and arithmetic are recomputed, not judged.
Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.
What counts as a claim ›How we measure confidence ›How we check this ›
Are you an author, or do you see a problem with this page? Request a review
How to cite
Cite CoChat for the checks on this page, and the paper for its own findings.
- This page
- CoChat. (2026). Citation check: Factors Affecting Loan Repayment Performance Among Yam Farmers in the Sene District, Ghana. https://app.cochat.ai/papers/10.22004/ag.econ.152695
- The paper
- Wongnaa, C. A., Awunyo-Vitor, D., Wongnaa, C. A., & Awunyo-Vitor, D. (2013). Factors Affecting Loan Repayment Performance Among Yam Farmers in the Sene District, Ghana. Unknown. https://doi.org/10.22004/ag.econ.152695
