The DOI matches its Crossref record; 1 of the 1 references it cites were found in a registry or an index.
The Demand for Employment-Based Health Insurance Plans
Abstract
We estimate the demand for health plans by employees in 17 Minneapolis firms. The data set has approximately 900 employees who chose a single-coverage health plan and 2, 100 employees who chose family coverage. A nested logit model is empirically shown to be the right approach for modeling health plan choice, with freedom to choose your own doctor being the variable that distinguishes health plan nests. Our estimates show that employees are very sensitive to the out-of-pocket premium for each plan, controlling for other plan characteristics. These results are important both for public policy and for employers who offer multiple health plans.
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Citations
Cites
Individual choice behavior: A theoretical analysis.
Luce, R. D. (2005) · doi:10.1037/14396-000 · Cited by 1,157 · cited 1×
“The point has been noted by McFadden and Luce (1959), among others.”
Background
Cited by
Asymmetric Information in Health Insurance: Evidence from the National Medical Expenditure Survey
Cardon, J. H., & Hendel, I. (2001) · The RAND Journal of Economics · doi:10.2307/2696362 · Cited by 411
Switching costs, price sensitivity and health plan choice
Strombom, B. A., Buchmueller, T. C., & Feldstein, P. J. (2002) · Journal of Health Economics · doi:10.1016/s0167-6296(01)00124-2 · Cited by 272
Boonen, L. H. H. M., Schut, F. T., Donkers, B., & Koolman, X. (2009) · International Journal of Health Care Finance and Economics · doi:10.1007/s10754-009-9055-5 · Cited by 26
Who is Changing Health Insurance Coverage? Empirical Evidence on Policyholder Dynamics
Christiansen, M. C., Eling, M., Schmidt, J., & Zirkelbach, L. (2016) · Journal of Risk and Insurance · doi:10.1111/jori.12053 · Cited by 22
Metadata
- Authors
- Feldman, R., Finch, M., Dowd, B., & Cassou, S.
- Venue
- The Journal of Human Resources
- Publisher
- JSTOR
- Published
- 1989
- Volume
- 24
- Issue
- 1
- Pages
- 115
- ISSN
- 0022-166X (ISSN-L)
- OpenAlex
- W1561245658
- Cited by
- 158
- References
- 1
- FWCI
- 7.90
- Type
- journal article
- Language
- en
- Open access
- closed
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Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.
