The DOI matches its Crossref record; 26 of the 26 references it cites were found in a registry or an index.
Do Income Contingent Student Loan Programs Distort Earnings? Evidence from the UK
Open accessAbstract
Government backed income contingent student loans are an increasingly being used to fund higher education. An income contingent repayment plan acts as an incremental marginal tax on labor earnings, which could cause individuals to distort their work effort. This paper uses an administrative dataset from the UK that links student loan borrowers between 1998 and 2008, to their official tax records between 2001/02 and 2013/14. Using a combination of techniques, including bunching and difference-in-difference methodology, our findings strongly reject the hypothesis that the UK’s income-contingent repayment plan distorts labor supply.
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Self-citationLearn Now, Pay Later: A History of Income-Contingent Student Loans in the United States
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The Distributional Effects of Student Loan Forgiveness
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Framing effects, earnings expectations, and the design of student loan repayment schemes
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Student Loans and Borrower Outcomes
Yannelis, C., & Tracey, G. (2022) · Annual Review of Financial Economics · doi:10.1146/annurev-financial-111720-092601 · Cited by 41
The Impact of Income-Driven Repayment on Student Borrower Outcomes
Herbst, D. (2022) · American Economic Journal Applied Economics · doi:10.1257/app.20200362 · Cited by 37
Frictions and taxpayer responses: evidence from bunching at personal tax thresholds
Adam, S., Browne, J., Phillips, D., & Roantree, B. (2020) · International Tax and Public Finance · doi:10.1007/s10797-020-09619-0 · Cited by 30
Metadata
- Authors
- Britton, J., & Gruber, J.
- Affiliations
- National Bureau of Economic Research (US)
- ORCID
- Britton, Jack
- Venue
- National Bureau of Economic Research
- Publisher
- National Bureau of Economic Research
- Published
- 2019-05
- OpenAlex
- W2944438240
- Cited by
- 20
- References
- 25
- Citations by year
- 2025: 2 · 2024: 6 · 2022: 5 · 2021: 2 · 2020: 4
- Type
- report
- Language
- en
- Open access
- green
- www.nber.org
- Locations
- National Bureau of Economic Research (publishedVersion)
- RePEc: Research Papers in Economics (submittedVersion)
- SSRN Electronic Journal (submittedVersion)
- Funders
- Economic and Social Research Council
- Topics
- Social Sciences › Economics, Econometrics and Finance › Finance › Financial Literacy, Pension, Retirement Analysis
- Social Sciences › Economics, Econometrics and Finance › Economics and Econometrics › Labor market dynamics and wage inequality
- Social Sciences › Economics, Econometrics and Finance › Economics and Econometrics › Politics, Economics, and Education Policy
- Keywords
- student loan repayment, labor supply, higher education funding, student loan borrowers
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