Modification of UTAUT2 in assessing the use of E-Money in Surakarta
Open accessAbstract
The globalization era has changed everything, including changing the order of the payment system in Indonesia. Currently e-money is growing rapidly in Indonesia, but it is not followed by the development of e-money users. E-money users in Indonesia are still considered low, this is because there are still many people who use cash. This study aims to measure people's interest in using e-money with the UTAUT 2 approach. The method used in this study is regression with the population of the Surakarta community with a sample of 102 respondents. The results showed that business expectations, hedonic motivation, price values and habits affect the interest in using e-money. Meanwhile, performance expectations, social factors and facilitating conditions have no effect on the interest in using e-money.
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Research on mobile payment adoption supports the positive influence of habit and social norms on technology adoption.
“Research on mobile payment adoption further supports the positive influence of habit and social norms on technology adoption [35,36].”
Cites
The theory of planned behavior
Ajzen, I. (1991) · Organizational Behavior and Human Decision Processes · doi:10.1016/0749-5978(91)90020-t · Cited by 90,587 · see citing works
Perceived usefulness, perceived ease of use, and user acceptance of information technology
Davis, F. D. (1989) · MIS Quarterly · doi:10.2307/249008 · Cited by 68,483 · see citing works
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Dahmani, M., & Ben Youssef, A. (2023) · Platforms · doi:10.3390/platforms1010005 · Cited by 15 · see citing works
“Research on mobile payment adoption further supports the positive influence of habit and social norms on technology adoption [35,36].”
Background
- Authors
- Hasyim, F.
- Affiliations
- UIN Raden Mas Said Surakarta (ID)
- Corresponding author
- Hasyim, Fuad
- ORCID
- Hasyim, Fuad
- Venue
- Islamic Economics and Finance Journal
- Publisher
- Scimadly Publishing
- Published
- 2022-06-03
- Volume
- 1
- Issue
- 2
- Pages
- 114-134
- ISSN
- 2828-559X (ISSN-L)
- OpenAlex
- W4287848473
- Cited by
- 13
- References
- 2
- Citations by year
- 2025: 4 · 2024: 5 · 2023: 2 · 2022: 2
- FWCI
- 2.72
- Type
- journal article
- Language
- en
- Open access
- diamond
- doi.org
- Licence
- Locations
- Islamic Economics and Finance Journal (publishedVersion, cc-by-sa)
- Topics
- Social Sciences › Decision Sciences › Information Systems and Management › Technology Adoption and User Behaviour
- Health Sciences › Health Professions › Health Information Management › Health, Technology, Consumer Behavior
- Social Sciences › Business, Management and Accounting › Marketing › Consumer Behavior and Marketing Influence
- Keywords
- e-money adoption, UTAUT2, technology acceptance, business outlook, hedonic motivation, price value, usage patterns, facilitating conditions, social influence, Surakarta
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