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Pathways to life success: A conceptual model of financial well-being for young adults
Open accessAbstract
The purpose of this study is to describe and test a conceptual model of the potential antecedents and consequences of financial well-being in young adulthood. Data (N = 781) were collected via an online survey conducted at a large state university in the southwestern United States. Our results suggest that self-actualizing personal values, financial education at home, and formal financial education at school may play important anticipatory socialization roles in the ways that young adults acquire knowledge about financial matters and form attitudes and behavioral intentions based on that knowledge. These financial domains, along with parental normative expectations and young adults' perceived behavioral control, were related to their financial well-being, which was in turn related to academic success and overall life satisfaction, as well as psychological and physical health. Theoretical and applied implications are provided.
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Cited by
The Economic Importance of Financial Literacy: Theory and Evidence
Lusardi, A., & Mitchell, O. S. (2014) · Journal of Economic Literature · doi:10.1257/jel.52.1.5 · Cited by 4,698
Financial Literacy, Financial Education, and Downstream Financial Behaviors
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Childhood roots of financial literacy
Grohmann, A., Kouwenberg, R., & Menkhoff, L. (2015) · Journal of Economic Psychology · doi:10.1016/j.joep.2015.09.002 · Cited by 289
Arguments for and against financial literacy education: where to go from here?
Alsemgeest, L. (2015) · International Journal of Consumer Studies · doi:10.1111/ijcs.12163 · Cited by 95
Metadata
- Authors
- Shim, S., Xiao, J. J., Barber, B. L., & Lyons, A. C.
- Venue
- Journal of Applied Developmental Psychology
- Publisher
- Elsevier BV
- Published
- 2009-11
- Volume
- 30
- Issue
- 6
- Pages
- 708-723
- ISSN
- 0193-3973 (ISSN-L)
- OpenAlex
- W2023981549
- Cited by
- 797
- References
- 7
- FWCI
- 35.89
- Type
- journal article
- Language
- en
- Open access
- green
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