The DOI matches its Crossref record; 28 of the 28 references it cites were found in a registry or an index.
Banking goes digital: The adoption of FinTech services by German households
Open accessOverview
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Integrity signals
Registry
Cites
Statistics
Verification
Claims the paper makes
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Self-check
Percentages, sums and reported differences re-computed from the paper’s own numbers.
The self-check needs the paper’s full text.
Citations
Cites
Perceived usefulness, perceived ease of use, and user acceptance of information technology
Davis, F. D. (1989) · MIS Quarterly · doi:10.2307/249008 · Cited by 68,483
Predicting e-services adoption: A perceived risk facets perspective
Featherman, M. S., & Pavlou, P. A. (2003) · International Journal of Human-Computer Studies · doi:10.1016/s1071-5819(03)00111-3 · Cited by 3,351
Wu, J.-H., & Wang, S.-C. (2005) · Information & Management · doi:10.1016/j.im.2004.07.001 · Cited by 2,284
Lee, M.-C. (2009) · Electronic Commerce Research and Applications · doi:10.1016/j.elerap.2008.11.006 · Cited by 2,037
Determinants of user acceptance of Internet banking: an empirical study
Wang, Y.-S., Wang, Y.-M., Lin, H.-H., & Tang, T.-I. (2003) · International Journal of Service Industry Management · doi:10.1108/09564230310500192 · Cited by 1,358
Initial trust and online buyer behaviour
Chen, Y.-H., & Barnes, S. (2007) · Industrial Management & Data Systems · doi:10.1108/02635570710719034 · Cited by 841
Lu, Y., Yang, S., Chau, P. Y. K., & Cao, Y. (2011) · Information & Management · doi:10.1016/j.im.2011.09.006 · Cited by 751
The impact of use context on mobile services acceptance: The case of mobile ticketing
Mallat, N., Rossi, M., Tuunainen, V. K., & Öörni, A. (2009) · Information & Management · doi:10.1016/j.im.2008.11.008 · Cited by 479
Gao, L., Waechter, K. A., & Bai, X. (2015) · Computers in Human Behavior · doi:10.1016/j.chb.2015.07.014 · Cited by 446
Gao, L., & Waechter, K. A. (2017) · Information Systems Frontiers · doi:10.1007/s10796-015-9611-0 · Cited by 367
Research works printed but not linked: 1
- Henry, 2018, Bitcoin awareness and usage in Canada, J. Digital Bank., 2, 311, 10.69554/FWBF9681 · doi:10.69554/fwbf9681
Cited by
User Innovativeness and Fintech Adoption in Indonesia
Setiawan, B., Nugraha, D. P., Irawan, A., Nathan, R. J., & Zoltan, Z. (2021) · Journal of Open Innovation: Technology, Market, and Complexity · doi:10.3390/joitmc7030188 · Cited by 267
Fintech Adoption Drivers for Innovation for SMEs in Indonesia
Nugraha, D. P., Setiawan, B., Nathan, R. J., & Fekete-Farkas, M. (2022) · Journal of Open Innovation: Technology, Market, and Complexity · doi:10.3390/joitmc8040208 · Cited by 188
Factors affecting FinTech adoption: A systematic literature review
Firmansyah, E. A., Masri, M., Anshari, M., & Besar, M. H. A. (2022) · FinTech · doi:10.3390/fintech2010002 · Cited by 141
Fintech and Financial Health in Vietnam during the COVID-19 Pandemic: In-Depth Descriptive Analysis
Nathan, R. J., Setiawan, B., & Quynh, M. N. (2022) · Journal of Risk and Financial Management · doi:10.3390/jrfm15030125 · Cited by 103
Revolutionizing finance: The synergy of fintech, digital adoption, and innovation
Rizvi, S. K. A., Rahat, B., Naqvi, B., & Umar, M. (2024) · Technological Forecasting and Social Change · doi:10.1016/j.techfore.2023.123112 · Cited by 83
Metadata
- Authors
- Jünger, M., & Mietzner, M.
- Venue
- Finance Research Letters
- Publisher
- Elsevier BV
- Published
- 2020-05
- Volume
- 34
- Pages
- 101260
- ISSN
- 1544-6123 (ISSN-L)
- OpenAlex
- W3125508849
- Cited by
- 371
- References
- 28
- FWCI
- 35.41
- Type
- journal article
- Language
- en
- Open access
- green
- Licence
- www.elsevier.com/tdm/userlicense/1.0/ (tdm)
- www.elsevier.com/legal/tdmrep-license (tdm)
About these checks
Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.
Statistics and arithmetic are recomputed, not judged.
Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.
What counts as a claim ›How we measure confidence ›How we check this ›
Are you an author, or do you see a problem with this page? Request a review
How to cite
Cite CoChat for the checks on this page, and the paper for its own findings.
- This page
- CoChat. (2026). Citation check: Banking goes digital: The adoption of FinTech services by German households. https://app.cochat.ai/papers/10.1016/j.frl.2019.08.008
- The paper
- Jünger, M., & Mietzner, M. (2020). Banking goes digital: The adoption of FinTech services by German households. Finance Research Letters. https://doi.org/10.1016/j.frl.2019.08.008
Data sources
Bibliographic data: Semantic Scholar, OpenAlex, Crossref.
Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.