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The DOI matches its Crossref record; 31 of the 34 references it cites were found in a registry or an index.

Out-of-pocket expenditure and financial protection in the Chilean health care system—A systematic review

Open access
Koch, Kira Johanna, Cid Pedraza, Camilo, Schmid, Andreas·2017·Health Policy

Abstract

Background Protection against financial risk due to medical spending is an explicit health guarantee within Chile's AUGE health reform. This paper seeks to analyze the degree to which out-of-pocket expenditure still expose Chilean households to financial catastrophe and impoverishment, and to explore inequalities in financial protection. Methods A systematic literature review was conducted to identify empirical studies analyzing financial protection in Chile. The search included databases as well as grey literature, i.e. governmental and institutional webpages. The indicators are based on the conceptual framework of financial protection, as portrayed in the World Health Report 2013. Results We identify n=16 studies that fulfill the inclusion criteria. Empirical studies indicate that 4% of Chilean households faced catastrophic health expenditure defined as out-of-pocket expenditure exceeding 30% of household's capacity to pay, while less than 1% were pushed into poverty in 2012. In contrast to prior studies, recent data report that even publicly insured who should be fully protected from co-payments were affected by catastrophic health expenditure. Also in the private insurance system financial catastrophe is a common risk. Conclusion Despite health reform efforts, financial protection is insufficient and varies to the disadvantage of the poor and vulnerable groups. More research is required to understand why current mechanisms are not as effective as expected and to enable according reforms of the insurance system.

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Crossref · 10.1016/j.healthpol.2017.02.013

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Research works printed but not linked: 4

  1. Palacios, 2014, Gasto de bolsillo en salud: metodología y resultados 1997–2012, Boletín Semestral Economía y Salud, 8, 19
  2. Knaul, 2011, Household catastrophic health expenditures: a comparative analysis of twelve Latin America and Caribbean countries, Salud Pública de México, S85
  3. Valdivieso, 2010, El plan AUGE: 2005 al 2009, Revista Medica De Chile, 138, 1040
  4. Cid, 2011, Financiamiento agregado de la salud en Chile: Año 2008, Cuadernos Médico Sociales (Chile), 51, 143

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Metadata

Authors
Koch, K. J., Cid Pedraza, C., & Schmid, A.
Affiliations
University of Bayreuth (DE)
Corresponding author
Koch, Kira Johanna
Venue
Health Policy
Publisher
Elsevier BV
Published
2017-05
Volume
121
Issue
5
Pages
481-494
ISSN
0168-8510 (ISSN-L)
OpenAlex
W2594895769
Cited by
51
References
34
Citations by year
2026: 1 · 2025: 2 · 2024: 5 · 2023: 5 · 2022: 7 · 2021: 8 · 2020: 16 · 2019: 3 · 2018: 2 · 2017: 2
FWCI
1.29
Type
journal article
Language
en
Open access
Licence
  • cc-by-nc-nd
  • www.elsevier.com/tdm/userlicense/1.0/ (tdm)
  • www.elsevier.com/legal/tdmrep-license (tdm)
Locations
  • Health Policy (publishedVersion)
  • PubMed (publishedVersion)
  • RePEc: Research Papers in Economics (submittedVersion)
  • ERef Bayreuth (University of Bayreuth) (submittedVersion, cc-by-nc-nd)
Funders
Ludwig-Maximilians-Universität München
Topics
  • Health Sciences › Medicine › Public Health, Environmental and Occupational Health › Healthcare Systems and Reforms
  • Social Sciences › Economics, Econometrics and Finance › Economics and Econometrics › Economic and Financial Impacts of Cancer
  • Social Sciences › Economics, Econometrics and Finance › Economics and Econometrics › Healthcare Policy and Management
Keywords
out-of-pocket costs, financial protection, catastrophic health expenditure, impoverishment, health insurance, Chilean health system, health disparities, copayments
MeSH terms
Catastrophic Illness, Chile, Health Expenditures, Financing, Personal, Humans, Insurance, Health, Poverty, Socioeconomic Factors, Health Care Reform

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CoChat. (2026). Citation check: Out-of-pocket expenditure and financial protection in the Chilean health care system—A systematic review. https://app.cochat.ai/papers/10.1016/j.healthpol.2017.02.013
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Koch, K. J., Cid Pedraza, C., & Schmid, A. (2017). Out-of-pocket expenditure and financial protection in the Chilean health care system—A systematic review. Health Policy. https://doi.org/10.1016/j.healthpol.2017.02.013

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Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).

Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.