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Cited by 439Financial Literacy, Pension, Retirement AnalysisFinancial Literacy and BehaviorBanking stability, regulation, efficiency

Financial literacy and consumer credit portfolios

Open access
Disney, Richard, Gathergood, John·2013·Journal of Banking & Finance
DOI 10.1016/j.jbankfin.2013.01.013
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  • In the U.K., low levels of financial literacy are associated with an excessive use of high-cost credit like payday loans or mail order catalogue debt.

    “Disney and Gathergood (2013) confirm this finding for the U.K. by showing that low levels of financial literacy are associated with an excessive use of high-cost credit like payday loans or mail order catalogue debt.”

    From Financial literacy, financial advice, and financial behavior (2017) · cites this paper as Disney and Gathergood (2013)

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References 32 · Cited by 439

Authors
Disney, R., & Gathergood, J.
Affiliations
  • Institute for Fiscal Studies (GB)
  • University of Nottingham (GB)
Corresponding author
Gathergood, John
ORCID
Venue
Journal of Banking & Finance
Publisher
Elsevier BV
Published
2013-07
Volume
37
Issue
7
Pages
2246-2254
ISSN
0378-4266 (ISSN-L)
DOI
10.1016/j.jbankfin.2013.01.013
OpenAlex
W1985117677
Cited by
439
References
32
Citations by year
2026: 37 · 2025: 50 · 2024: 53 · 2023: 48 · 2022: 34 · 2021: 34 · 2020: 37 · 2019: 51 · 2018: 25 · 2017: 20 · 2016: 21 · 2015: 15 · 2014: 8 · 2013: 5 · 2012: 1
FWCI
63.40
Type
journal article
Language
en
Open access
Licence
Locations
  • Journal of Banking & Finance (publishedVersion)
  • RePEc: Research Papers in Economics (submittedVersion)
  • Figshare (submittedVersion, cc-by)
Topics
  • Social Sciences › Business, Management and Accounting › Accounting › Financial Literacy, Pension, Retirement Analysis
  • Social Sciences › Business, Management and Accounting › Accounting › Financial Literacy and Behavior
  • Social Sciences › Economics, Econometrics and Finance › Finance › Banking stability, regulation, efficiency
Keywords
financial literacy, consumer credit, loan portfolio, payday loans, household borrowing

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