The DOI matches its Crossref record; 3 of the 3 references it cites were found in a registry or an index.
Reaching out: Access to and use of banking services across countries
Abstract
The authors (1) present new indicators of banking sector penetration across 99 countries based on a survey of bank regulatory authorities, (2) show that these indicators predict household and firm use of banking services, (3) explore the association between the outreach indicators and measures of financial, institutional, and infrastructure development across countries, and (4) relate these banking outreach indicators to measures of firms' financing constraints. In particular, they find that greater outreach is correlated with standard measures of financial development, as well as with economic activity. Controlling for these factors, the authors find that better communication and transport infrastructure and better governance are also associated with greater outreach. Government ownership of financial institutions translates into lower access, while more concentrated banking systems are associated with greater outreach. Finally, firms in countries with higher branch and ATM penetration and higher use of loan services report lower financing obstacles, thus linking banking sector outreach to the alleviation of firms' financing constraints.
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Citations
Cites
La Porta, R., Lopez‐de‐Silanes, F., Shleifer, A., & Vishny, R. W. (1998) · Journal of Political Economy · doi:10.1086/250042 · Cited by 18,025
Chapter 12 Finance and Growth: Theory and Evidence
Levine, R. (2005) · Handbook of Economic Growth · doi:10.1016/s1574-0684(05)01012-9 · Cited by 2,889 · cited 4×
“17 For an overview of the importance of legal institutions for financial development, see Beck and Levine (2005). barriers to property rights and barriers to banking freedom - and the Cost of Contract Enforcement indicator from the Doing Business database.”
BackgroundInfluentialEntry regulation as a barrier to entrepreneurship
Klapper, L., Laeven, L., & Rajan, R. (2006) · Journal of Financial Economics · doi:10.1016/j.jfineco.2005.09.006 · Cited by 1,723
Cited by
Finance, inequality and the poor
Beck, T., Demirgüç-Kunt, A., & Levine, R. (2007) · Journal of Economic Growth · doi:10.1007/s10887-007-9010-6 · Cited by 2,377
Self-citationFinancial Inclusion and Development
Sarma, M., & Pais, J. (2011) · Journal of International Development · doi:10.1002/jid.1698 · Cited by 1,208
Does financial literacy improve financial inclusion? Cross country evidence
Grohmann, A., Klühs, T., & Menkhoff, L. (2018) · World Development · doi:10.1016/j.worlddev.2018.06.020 · Cited by 699
Nexus between financial inclusion and economic growth: Evidence from the emerging Indian economy
Sharma, D. (2016) · Journal of Financial Economic Policy · doi:10.1108/jfep-01-2015-0004 · Cited by 382
Kim, J.-H. (2016) · Emerging Markets Finance and Trade · doi:10.1080/1540496x.2016.1110467 · Cited by 305
Metadata
- Authors
- Beck, T., Demirguc-Kunt, A., & Martinez Peria, M. S.
- Venue
- Journal of Financial Economics
- Publisher
- Elsevier BV
- Published
- 2007-07
- Volume
- 85
- Issue
- 1
- Pages
- 234-266
- ISSN
- 0304-405X (ISSN-L)
- OpenAlex
- W2082357998
- Cited by
- 1,166
- References
- 3
- FWCI
- 96.83
- Type
- journal article
- Language
- en
- Open access
- closed
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- Beck, T., Demirguc-Kunt, A., & Martinez Peria, M. S. (2007). Reaching out: Access to and use of banking services across countries. Journal of Financial Economics. https://doi.org/10.1016/j.jfineco.2006.07.002
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Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
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