Cited by 55Financial Literacy, Pension, Retirement AnalysisHigher Education Research StudiesHousing Market and Economics

A day late and a dollar short: Liquidity and household formation among student borrowers

Open access
Goodman, Sarena, Isen, Adam, Yannelis, Constantine·2021·Journal of Financial Economics

The claims and statistics of this paper haven’t been checked yet.

Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.

A few free checks a day · papers already verified open instantly · results are public

Integrity signals

Registry

Crossref · 10.1016/j.jfineco.2021.04.033

Cites

Statistics

Claims the paper makes

The claims and statistics of this paper haven’t been checked yet.

Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.

A few free checks a day · papers already verified open instantly · results are public

Self-check

Percentages, sums and reported differences re-computed from the paper’s own numbers.

The self-check needs the paper’s full text.

The citation lists haven’t been fetched yet

References 81 · Cited by 55

Authors
Goodman, S., Isen, A., & Yannelis, C.
Affiliations
  • Federal Reserve Board of Governors (US)
  • United States Department of the Treasury (US)
  • University of Chicago (US)
Corresponding author
Yannelis, Constantine
Venue
Journal of Financial Economics
Publisher
Elsevier BV
Published
2021-12
Volume
142
Issue
3
Pages
1301-1323
ISSN
0304-405X (ISSN-L)
OpenAlex
W2797409764
Cited by
55
References
81
Citations by year
2026: 5 · 2025: 8 · 2024: 11 · 2023: 7 · 2022: 8 · 2021: 2 · 2020: 12 · 2019: 1 · 2018: 1
FWCI
10.49
Type
journal article
Language
en
Open access
Locations
  • Journal of Financial Economics (publishedVersion)
  • RePEc: Research Papers in Economics (submittedVersion)
Topics
  • Social Sciences › Business, Management and Accounting › Accounting › Financial Literacy, Pension, Retirement Analysis
  • Social Sciences › Education › Higher Education Research Studies
  • Social Sciences › Economics, Econometrics and Finance › Economics and Econometrics › Housing Market and Economics
Keywords
student loans, household formation, liquidity constraints, federal student aid, homeownership, marriage timing, fertility, human capital investment, student borrowers, tax registers, earnings, savings

About these checks

Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.

Statistics and arithmetic are recomputed, not judged.

Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.

What counts as a claim ›How we measure confidence ›How we check this ›

Are you an author, or do you see a problem with this page? Request a review