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Efficiency of financial institutions: International survey and directions for future research
Open accessAbstract
This paper surveys 130 studies that apply frontier efficiency analysis to financial institutions in 21 countries. The primary goals are to summarize and critically review empirical estimates of financial institution efficiency and to attempt to arrive at a consensus view. We find that the various efficiency methods do not necessarily yield consistent results and suggest some ways that these methods might be improved to bring about findings that are more consistent, accurate, and useful. Secondary goals are to address the implications of efficiency results for financial institutions in the areas of government policy, research, and managerial performance. Areas needing additional research are also outlined.
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Citations
Cited by
Competition and Financial Stability
Allen, F., & Gale, D. (2004) · Journal of Money, Credit, and Banking · doi:10.1353/mcb.2004.0038 · Cited by 1,137
Do bank regulation, supervision and monitoring enhance or impede bank efficiency?
Barth, J. R., Lin, C., Ma, Y., Seade, J., & Song, F. M. (2013) · Journal of Banking & Finance · doi:10.1016/j.jbankfin.2013.04.030 · Cited by 528
Grigorian, D. A., & Manole, V. (2006) · Comparative Economic Studies · doi:10.1057/palgrave.ces.8100129 · Cited by 470
Negative data in DEA: a directional distance approach applied to bank branches
Portela, M. C. A. S., Thanassoulis, E., & Simpson, G. (2004) · Journal of the Operational Research Society · doi:10.1057/palgrave.jors.2601768 · Cited by 440
Avkiran, N. K. (2011) · Omega · doi:10.1016/j.omega.2010.08.001 · Cited by 237
Metadata
- Authors
- Berger, A. N., & Humphrey, D. B.
- Venue
- European Journal of Operational Research
- Publisher
- Elsevier BV
- Published
- 1997-04
- Volume
- 98
- Issue
- 2
- Pages
- 175-212
- ISSN
- 0377-2217 (ISSN-L)
- OpenAlex
- W3124170885
- Cited by
- 3,482
- References
- 0
- FWCI
- 79.66
- Type
- journal article
- Language
- en
- Open access
- hybrid
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- CoChat. (2026). Citation check: Efficiency of financial institutions: International survey and directions for future research. https://app.cochat.ai/papers/10.1016/s0377-2217(96)00342-6
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- Berger, A. N., & Humphrey, D. B. (1997). Efficiency of financial institutions: International survey and directions for future research. European Journal of Operational Research. https://doi.org/10.1016/s0377-2217(96)00342-6
Data sources
Bibliographic data: Semantic Scholar, OpenAlex, Crossref.
Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.
