The DOI matches its Crossref record; 2 of the 2 references it cites were found in a registry or an index.
Group credit: A means to improve information transfer and loan repayment performance
Abstract
Information asymmetries plague credit markets in developing countries, leading to selective rationing and market segmentation with adverse income distributional consequences for small borrowers. Data collected from the FINCA group credit programme in Costa Rica were used to study the viability and cost effectiveness of group credit as a means to transmit information on borrower creditworthiness. Groups that screened members and used local information had lower delinquency rates than those that did not. However, less than half the groups had positive rates of economic return, suggesting that group lending may improve information flow but is a cost‐sensitive institutional design.
Overview
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Integrity signals
Registry
Cites
Statistics
Verification
Claims the paper makes
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Self-check
Percentages, sums and reported differences re-computed from the paper’s own numbers.
The self-check needs the paper’s full text.
Citations
Cites
Credit Rationing in Markets with Imperfect Information
Stiglitz, J. E., & Weiss, A. (1981) · Columbia University · doi:10.7916/d8v12ft1 · Cited by 12,769
Riley, J. G. (1979) · Econometrica · doi:10.2307/1914187 · Cited by 616
Cited by
Morduch, J. (1999) · Journal of Economic Literature · doi:10.1257/jel.37.4.1569 · Cited by 2,360
Group lending, local information and peer selection
Ghatak, M. (1999) · Journal of Development Economics · doi:10.1016/s0304-3878(99)00035-8 · Cited by 720
Martinez Peria, M. S. (2006) · Journal of International Economics · doi:10.1016/j.jinteco.2006.02.001 · Cited by 455
Can Social Cohesion be Harnessed to Repair Market Failures? Evidence from Group Lending in Guatemala
Wydick, B. (1999) · The Economic Journal · doi:10.1111/1468-0297.00457 · Cited by 333
Microfinance Repayment Performance in Bangladesh: How to Improve the Allocation of Loans by MFIs
Godquin, M. (2004) · World Development · doi:10.1016/j.worlddev.2004.05.011 · Cited by 332
Metadata
- Authors
- Wenner, M. D.
- Venue
- Journal of Development Studies
- Publisher
- Informa UK Limited
- Published
- 1995-12
- Volume
- 32
- Issue
- 2
- Pages
- 263-281
- ISSN
- 0022-0388 (ISSN-L)
- 1743-9140
- OpenAlex
- W2092314866
- Cited by
- 200
- References
- 2
- FWCI
- 8.99
- Type
- journal article
- Language
- en
- Open access
- closed
About these checks
Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.
Statistics and arithmetic are recomputed, not judged.
Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.
What counts as a claim ›How we measure confidence ›How we check this ›
Are you an author, or do you see a problem with this page? Request a review
How to cite
Cite CoChat for the checks on this page, and the paper for its own findings.
- This page
- CoChat. (2026). Citation check: Group credit: A means to improve information transfer and loan repayment performance. https://app.cochat.ai/papers/10.1080/00220389508422414
- The paper
- Wenner, M. D. (1995). Group credit: A means to improve information transfer and loan repayment performance. Journal of Development Studies. https://doi.org/10.1080/00220389508422414
Data sources
Bibliographic data: Semantic Scholar, OpenAlex, Crossref.
Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.
