The DOI matches its Crossref record; 26 of the 26 references it cites were found in a registry or an index.
Banks Response to Higher Capital Requirements: Evidence from a Quasi-Natural Experiment
Open accessAbstract
We study the impact of higher capital requirements on banks’ balance sheets and their transmission to the real economy. The 2011 EBA capital exercise is an almost ideal quasi-natural experiment to identify this impact with a difference-in-differences matching estimator. We find that treated banks increase their capital ratios by reducing their risk-weighted assets, not by raising their levels of equity, consistent with debt overhang. Banks reduce lending to corporate and retail customers, resulting in lower asset, investment, and sales growth for firms obtaining a larger share of their bank credit from the treated banks. Received November 28, 2016; editorial decision March 9, 2018 by Editor Philip Strahan. Authors have furnished an Internet Appendix, which are available on the Oxford University Press Web site next to the link to the final published paper online.
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How Much Should We Trust Differences-in-Differences Estimates?
Bertrand, M., Duflo, E., & Mullainathan, S. (2004) · The Quarterly Journal of Economics · doi:10.1162/003355304772839588 · Cited by 10,641
Tracing the Impact of Bank Liquidity Shocks: Evidence from an Emerging Market
Khwaja, A. I., & Mian, A. (2008) · American Economic Review · doi:10.1257/aer.98.4.1413 · Cited by 1,843
Bias-Corrected Matching Estimators for Average Treatment Effects
Abadie, A., & Imbens, G. W. (2011) · Journal of Business & Economic Statistics · doi:10.1198/jbes.2009.07333 · Cited by 1,416
A Macroprudential Approach to Financial Regulation
Hanson, S. G., Kashyap, A. K., & Stein, J. C. (2011) · Journal of Economic Perspectives · doi:10.1257/jep.25.1.3 · Cited by 1,086
The International Transmission of Financial Shocks: The Case of Japan
Peek, J., & Rosengren, E. S. (1997) · SSRN Electronic Journal · doi:10.2139/ssrn.36583 · Cited by 676
Jiménez, G., Ongena, S., Peydró, J.-L., & Saurina, J. (2017) · Journal of Political Economy · doi:10.1086/694289 · Cited by 655
Self-citationDid Risk-Based Capital Allocate Bank Credit and Cause a "Credit Crunch" in the United States?
Berger, A. N., & Udell, G. F. (1994) · Journal of Money, Credit and Banking · doi:10.2307/2077994 · Cited by 589
Corporate Debt Maturity and the Real Effects of the 2007 Credit Crisis
Almeida, H. (2012) · Critical Finance Review · doi:10.1561/104.00000001 · Cited by 569
Access to capital, investment, and the financial crisis
Kahle, K. M., & Stulz, R. M. (2013) · Journal of Financial Economics · doi:10.1016/j.jfineco.2013.02.014 · Cited by 569
Running for the Exit? International Bank Lending During a Financial Crisis
De Haas, R., & Van Horen, N. (2013) · Review of Financial Studies · doi:10.1093/rfs/hhs113 · Cited by 478
Cited by
Expected Losses, Unexpected Costs? Evidence from SME Credit Access under IFRS 9
Ertan, A. (2025) · The Accounting Review · doi:10.2308/tar-2022-0301 · Cited by 39
Metadata
- Authors
- Gropp, R., Mosk, T., Ongena, S., & Wix, C.
- Venue
- The Review of Financial Studies
- Publisher
- Oxford University Press (OUP)
- Published
- 2018-04-24
- Volume
- 32
- Issue
- 1
- Pages
- 266-299
- ISSN
- 0893-9454 (ISSN-L)
- 1465-7368
- OpenAlex
- W3125079544
- Cited by
- 394
- References
- 26
- FWCI
- 42.07
- Type
- journal article
- Language
- en
- Open access
- bronze
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