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Cited by 436

The DOI matches its Crossref record; 2 of the 2 references it cites were found in a registry or an index.

Microfinance Beyond Group Lending

Armendáriz de Aghion, Beatriz, Morduch, Jonathan·2000·Economics of Transition

Abstract

Microlending is growing in Eastern Europe, Russia and China as a flexible means of widening access to financial services, both to help alleviate poverty and to encourage private‐sector activity. We describe mechanisms that allow these programmes to successfully penetrate new segments of credit markets. These features include direct monitoring, regular repayment schedules, and the use of non‐refinancing threats. These mechanisms allow the programmes to generate high repayment rates from low‐income borrowers without requiring collateral and without using group lending contracts that feature joint liability.

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Metadata

Authors
Armendáriz de Aghion, B., & Morduch, J.
Venue
Economics of Transition
Publisher
Wiley
Published
2000-07
Volume
8
Issue
2
Pages
401-420
ISSN
  • 0967-0750 (ISSN-L)
  • 1468-0351
OpenAlex
W3125584107
Cited by
436
References
2
FWCI
13.58
Type
journal article
Language
en
Open access
closed

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CoChat. (2026). Citation check: Microfinance Beyond Group Lending. https://app.cochat.ai/papers/10.1111/1468-0351.00049
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Armendáriz de Aghion, B., & Morduch, J. (2000). Microfinance Beyond Group Lending. Economics of Transition. https://doi.org/10.1111/1468-0351.00049

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Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).

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