The DOI matches its Crossref record; 3 of the 3 references it cites were found in a registry or an index.
Noninterest Income and Financial Performance at U.S. Commercial Banks
Abstract
Noninterest income now accounts for over 40% of operating income in the U.S. commercial banking industry. This paper demonstrates a number of empirical links between bank noninterest income, business strategies, market conditions, technological change, and financial performance between 1989 and 2001. The results indicate that well‐managed banks expand more slowly into noninterest activities, and that marginal increases in noninterest income are associated with poorer risk‐return tradeoffs on average. These findings suggest that noninterest income is coexisting with, rather than replacing, interest income from the intermediation activities that remain banks' core financial services function.
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Citations
Cites
Financial intermediation and delegated monitoring
Diamond, D. W. (1984) · The Review of Economic Studies · doi:10.2307/2297430 · Cited by 8,476
Some evidence on the uniqueness of bank loans
James, C. (1987) · Journal of Financial Economics · doi:10.1016/0304-405x(87)90003-1 · Cited by 1,610
Financial Intermediary-Coalitions
Boyd, J. H., & Prescott, E. C. (1985) · doi:10.21034/sr.87 · Cited by 1,440
Metadata
- Authors
- DeYoung, R., & Rice, T.
- Venue
- Financial Review
- Publisher
- Wiley
- Published
- 2004-02
- Volume
- 39
- Issue
- 1
- Pages
- 101-127
- ISSN
- 0732-8516 (ISSN-L)
- 1540-6288
- OpenAlex
- W2085164066
- Cited by
- 495
- References
- 3
- FWCI
- 6.97
- Type
- journal article
- Language
- en
- Open access
- closed
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Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.