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Cited by 117Financial Literacy, Pension, Retirement AnalysisDecision-Making and Behavioral EconomicsFinancial Markets and Investment Strategies

The DOI matches its Crossref record; 2 of the 2 references it cites were found in a registry or an index.

ESTIMATION AND IMPACT OF GENDER DIFFERENCES IN RISK TOLERANCE

NEELAKANTAN, URVI·2010·Economic Inquiry
DOI 10.1111/j.1465-7295.2009.00251.x
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Abstract

This paper provides numerical estimates of the distributions of risk tolerance for men and women. A simple model of individual portfolio choice is calibrated to data on Individual Retirement Accounts from the Health and Retirement Study to obtain the estimates. Results show that women tend to be less risk‐tolerant than men. The estimates are then used to measure the impact of risk tolerance on wealth accumulation. Simulations show that the difference in risk tolerance can account for around 10% of the gender difference in accumulated wealth. ( JEL J16, G11, D81)

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Crossref · 10.1111/j.1465-7295.2009.00251.x

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Research works printed but not linked: 18

  1. 10.1080/00213624.2001.11506368 · DOI
  2. 10.1016/S0165-1765(02)00045-9 · DOI
  3. 10.1023/A:1022994314982 · DOI · Paper page
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  15. Spivey C., “Desperation or Desire? The Role of Risk Aversion in Marriage.”, Economic Inquiry
  16. Sundén A. E., 1998, “Gender Differences in the Allocation Of Assets in Retirement Savings Plans”, American Economic Review, 88, 207
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  18. Wang P., 1994, “Brokers Still Treat Men Better Than Women.”, Money, 23, 108

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Metadata

Authors
NEELAKANTAN, U.
Affiliations
University of Illinois Urbana-Champaign (US)
Corresponding author
NEELAKANTAN, URVI
Venue
Economic Inquiry
Publisher
Wiley
Published
2010-01
Volume
48
Issue
1
Pages
228-233
ISSN
  • 0043-3640 (ISSN-L)
  • 0095-2583
  • 1465-7295
DOI
10.1111/j.1465-7295.2009.00251.x
OpenAlex
W1983901645
Cited by
117
References
2
Citations by year
2026: 1 · 2025: 8 · 2024: 7 · 2023: 9 · 2022: 14 · 2021: 10 · 2020: 7 · 2019: 6 · 2018: 6 · 2017: 6 · 2016: 9 · 2015: 12 · 2014: 6 · 2013: 6 · 2012: 6
FWCI
17.91
Type
journal article
Language
en
Open access
closed
Licence
onlinelibrary.wiley.com/termsAndConditions#vor (vor)
Locations
Economic Inquiry (publishedVersion)
Topics
  • Social Sciences › Economics, Econometrics and Finance › Finance › Financial Literacy, Pension, Retirement Analysis
  • Social Sciences › Decision Sciences › General Decision Sciences › Decision-Making and Behavioral Economics
  • Social Sciences › Economics, Econometrics and Finance › Finance › Financial Markets and Investment Strategies
Keywords
risk tolerance, gender differences, portfolio optimization, individual retirement accounts, wealth accumulation, retirement savings, Health and Retirement Study

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CoChat. (2026). Citation check: ESTIMATION AND IMPACT OF GENDER DIFFERENCES IN RISK TOLERANCE. https://app.cochat.ai/papers/10.1111/j.1465-7295.2009.00251.x
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NEELAKANTAN, U. (2010). ESTIMATION AND IMPACT OF GENDER DIFFERENCES IN RISK TOLERANCE. Economic Inquiry. https://doi.org/10.1111/j.1465-7295.2009.00251.x