The DOI matches its Crossref record; 7 of the 7 references it cites were found in a registry or an index.
Distance, Lending Relationships, and Competition
Open accessAbstract
We study the effect on loan conditions of geographical distance between firms, the lending bank, and all other banks in the vicinity. For our study, we employ detailed contract information from more than 15,000 bank loans to small firms comprising the entire loan portfolio of a large Belgian bank. We report the first comprehensive evidence on the occurrence of spatial price discrimination in bank lending. Loan rates decrease with the distance between the firm and the lending bank and increase with the distance between the firm and competing banks. Transportation costs cause the spatial price discrimination we observe.
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Cites
Specification Tests in Econometrics
Hausman, J. A. (1978) · Econometrica · doi:10.2307/1913827 · Cited by 18,820
The effect of credit market competition on lending relationships
Petersen, M. A., & Rajan, R. G. (1995) · The Quarterly Journal of Economics · doi:10.2307/2118445 · Cited by 3,294
Berger, A. N., Miller, N. H., Petersen, M. A., Rajan, R. G., & Stein, J. C. (2005) · Journal of Financial Economics · doi:10.1016/j.jfineco.2004.06.003 · Cited by 1,888
Can Relationship Banking Survive Competition?
Boot, A. W. A., & Thakor, A. V. (2000) · The Journal of Finance · doi:10.1111/0022-1082.00223 · Cited by 1,590
Some evidence on the empirical significance of credit rationing
Berger, A. N., & Udell, G. F. (1992) · Journal of Political Economy · doi:10.1086/261851 · Cited by 550
Credit rationing and implicit contract theory
Fried, J., & Howitt, P. (1980) · Journal of Money, Credit and Banking · doi:10.2307/1991722 · Cited by 219
Does Local Financial Development Matter?
Guiso, L., Sapienza, P., & Zingales, L. (2002) · doi:10.3386/w8923 · Cited by 137
Cited by
An International Comparison of Capital Structure and Debt Maturity Choices
Fan, J. P. H., Titman, S., & Twite, G. (2012) · Journal of Financial and Quantitative Analysis · doi:10.1017/s0022109011000597 · Cited by 1,081
Competition and Strategic Information Acquisition in Credit Markets
Hauswald, R., & Marquez, R. (2006) · Review of Financial Studies · doi:10.1093/rfs/hhj021 · Cited by 766
Banks and innovation: Microeconometric evidence on Italian firms☆
BENFRATELLO, L., SCHIANTARELLI, F., & SEMBENELLI, A. (2008) · Journal of Financial Economics · doi:10.1016/j.jfineco.2008.01.001 · Cited by 554
Cross-border banking, credit access, and the financial crisis
Popov, A., & Udell, G. F. (2012) · Journal of International Economics · doi:10.1016/j.jinteco.2012.01.008 · Cited by 451
Financial Integration and Firm Performance: Evidence from Foreign Bank Entry in Emerging Markets
Giannetti, M., & Ongena, S. (2009) · Review of Finance · doi:10.1093/rof/rfm019 · Cited by 404
Self-citation
Metadata
- Authors
- DEGRYSE, H., & ONGENA, S.
- Venue
- The Journal of Finance
- Publisher
- Wiley
- Published
- 2005-02
- Volume
- 60
- Issue
- 1
- Pages
- 231-266
- ISSN
- 0022-1082 (ISSN-L)
- 1540-6261
- OpenAlex
- W2146142289
- Cited by
- 1,563
- References
- 7
- FWCI
- 78.38
- Type
- journal article
- Language
- en
- Open access
- green
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