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Money Attitudes, Credit Card Use, and Compulsive Buying among American College Students
Open accessAbstract
The consumer culture has evolved into one of the most powerful forces shaping individuals and societies (Roberts and Sepulveda 1999 a, b). The desire to become a member of the consumer culture appears to be universal (Droge and Mackoy 1995). Changing attitudes toward money are an important catalyst behind the spread of the consumer culture. Money is important—especially to American college students who have been raised in a credit card society where debt is used freely (Ritzer 1995). Schor (1998) believes that access to easy credit is one of the causes of overspending. Using a causal modeling approach, the present study investigated the role money attitudes and credit card use play in compulsive buying within a sample of American college students (see Figure 1). Findings suggest that the money attitudes powerprestige, distrust, and anxiety (Yamauchi and Templer 1982) are closely related to compulsive buying and that credit card use often moderates these relationships. Study results have important public policy, marketing, and research implications.
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LUSARDI, A., MITCHELL, O. S., & CURTO, V. (2010) · Journal of Consumer Affairs · doi:10.1111/j.1745-6606.2010.01173.x · Cited by 1,804
Dittmar, H. (2005) · British Journal of Psychology · doi:10.1348/000712605x53533 · Cited by 567
Financial Literacy of Young Adults: The Importance of Parental Socialization
Jorgensen, B. L., & Savla, J. (2010) · Family Relations · doi:10.1111/j.1741-3729.2010.00616.x · Cited by 508
The prevalence of compulsive buying: a meta‐analysis
Maraz, A., Griffiths, M. D., & Demetrovics, Z. (2016) · Addiction · doi:10.1111/add.13223 · Cited by 380
Financial literacy in the digital age—A research agenda
Koskelainen, T., Kalmi, P., Scornavacca, E., & Vartiainen, T. (2023) · Journal of Consumer Affairs · doi:10.1111/joca.12510 · Cited by 288
Metadata
- Authors
- ROBERTS, J. A., & JONES, E.
- Venue
- Journal of Consumer Affairs
- Publisher
- Wiley
- Published
- 2001-12
- Volume
- 35
- Issue
- 2
- Pages
- 213-240
- ISSN
- 0022-0078 (ISSN-L)
- 1745-6606
- OpenAlex
- W2040348508
- Cited by
- 668
- References
- 49
- FWCI
- 18.53
- Type
- journal article
- Language
- en
- Open access
- hybrid
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- ROBERTS, J. A., & JONES, E. (2001). Money Attitudes, Credit Card Use, and Compulsive Buying among American College Students. Journal of Consumer Affairs. https://doi.org/10.1111/j.1745-6606.2001.tb00111.x
Data sources
Bibliographic data: Semantic Scholar, OpenAlex, Crossref.
Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.
