The DOI matches its Crossref record; 10 of the 10 references it cites were found in a registry or an index.
Beyond technical skills training: The impact of credit counseling on the entrepreneurial behavior of Ugandan youth
Abstract
There is low take‐up of financial credit among youth in Uganda because potential beneficiaries perceive associated risks as high. This study assesses the determinants of entrepreneurial risk tolerance among Ugandan youth using experimental data from a randomized control trial and a real‐life investment‐risk experiment. Credit counseling was provided to young men and women aged 18–35 who owned a business to educate them about the obligations and commitments associated with financial credit. The intervention had a significant impact on demand for credit and related intermediate outcomes such as ownership of a bank account and investment in assets. The study finds that youth exhibited lower demand for credit after business training because of increased awareness regarding the actual risks associated with receiving credit. Our findings reinforce national strategies to promote soft skills for business entrepreneurship that extend beyond standard business training.
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In the citing paper
“In a randomized experiment among entrepreneurs in Uganda, Alzua et al. (2020) found that in addition to giving access to credit, entrepreneurs require the skills that help them to appreciate the importance of personal responsibility and initiative in making business decisions.”
From The impact of growth mindset training on entrepreneurial action among necessity entrepreneurs: Evidence from a randomized control trial (2023) · cites this paper as Alzua et al., 2020
In the citing paper
“Young entrepreneurs who received this additional training were more likely to explore multiple forms of business finance such as supplier credit, grants, and loans from family and friends, rather than just relying upon microcredit agencies.”
From The impact of growth mindset training on entrepreneurial action among necessity entrepreneurs: Evidence from a randomized control trial (2023) · cites this paper as Alzua et al., 2020
Citations
Cites
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INDIVIDUAL RISK ATTITUDES: MEASUREMENT, DETERMINANTS, AND BEHAVIORAL CONSEQUENCES
Dohmen, T., Falk, A., Huffman, D., Sunde, U., Schupp, J., & Wagner, G. G. (2011) · Journal of the European Economic Association · doi:10.1111/j.1542-4774.2011.01015.x · Cited by 3,896
The Miracle of Microfinance? Evidence from a Randomized Evaluation
Banerjee, A., Duflo, E., Glennerster, R., & Kinnan, C. (2015) · American Economic Journal: Applied Economics · doi:10.1257/app.20130533 · Cited by 2,076
Teaching Entrepreneurship: Impact of Business Training on Microfinance Clients and Institutions
Karlan, D., & Valdivia, M. (2011) · Review of Economics and Statistics · doi:10.1162/rest_a_00074 · Cited by 730
Eliciting risk preferences: When is simple better?
Dave, C., Eckel, C. C., Johnson, C. A., & Rojas, C. (2010) · Journal of Risk and Uncertainty · doi:10.1007/s11166-010-9103-z · Cited by 498
Predicting health behaviors with an experimental measure of risk preference
Anderson, L. R., & Mellor, J. M. (2008) · Journal of Health Economics · doi:10.1016/j.jhealeco.2008.05.011 · Cited by 462
Are Women More Credit Constrained? Experimental Evidence on Gender and Microenterprise Returns
de Mel, S., McKenzie, D., & Woodruff, C. (2009) · American Economic Journal: Applied Economics · doi:10.1257/app.1.3.1 · Cited by 437
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Coble, K. H., & Lusk, J. L. (2010) · Journal of Risk and Uncertainty · doi:10.1007/s11166-010-9096-7 · Cited by 72
Comprehension and Risk Elicitation in the Field: Evidence from Rural SenegalPreprint
Charness, G. B., & Viceisza, A. (2012) · RePEc: Research Papers in Economics · Cited by 62
Blavatskyy, P. R. (2008) · Journal of Mathematical Economics · doi:10.1016/j.jmateco.2007.12.005 · Cited by 46
Research works printed but not linked: 2
- Guiso L., 2005, The role of risk aversion in predicting individual behavior, Temi di discussione
- Ministry of Education and Sports, 2011, Skilling Uganda, BTVET Strategic Plan 2011–2020
Cited by
Morris, S., Carlos, C., Kistruck, G. M., Lount, R. B., & Thomas, T. E. (2023) · Strategic Entrepreneurship Journal · doi:10.1002/sej.1472 · Cited by 42
Metadata
- Authors
- Alzua, M. L., Baez, M. J., Galiwango, S., Joloba, D., Kachero, B., Lopera, M. A., Ssekandi, J., & Zigiti, Z.
- Affiliations
- Facultad de Ciencias Económicas Universidad Nacional de La Plata Buenos Aires Argentina
- Universidad Nacional de La Plata (AR)
- Government of Uganda (UG)
- Enterprise Uganda Kampala Uganda
- Université Laval (CA)
- United Nations Children's Fund (US)
- Venue
- Review of Development Economics
- Publisher
- Wiley
- Published
- 2020-08
- Volume
- 24
- Issue
- 3
- Pages
- 750-765
- ISSN
- 1363-6669 (ISSN-L)
- 1467-9361
- OpenAlex
- W3153103762
- Cited by
- 10
- References
- 10
- Citations by year
- 2026: 1 · 2025: 1 · 2024: 2 · 2023: 4 · 2022: 1 · 2020: 1
- FWCI
- 1.28
- Type
- journal article
- Language
- en
- Open access
- closed
- Locations
- Review of Development Economics (publishedVersion)
- Topics
- Social Sciences › Economics, Econometrics and Finance › Economics and Econometrics › Microfinance and Financial Inclusion
- Social Sciences › Economics, Econometrics and Finance › Finance › Financial Literacy, Pension, Retirement Analysis
- Social Sciences › Business, Management and Accounting › Accounting › Financial Literacy and Behavior
- Keywords
- credit counseling, youth entrepreneurship, credit demand, financial literacy, business training, bank account ownership, asset investment, soft skills, Uganda
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Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
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