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Are Women More Credit Constrained? Experimental Evidence on Gender and Microenterprise Returns
Open accessAbstract
We report on a field experiment providing random grants to microenterprise owners. The grants generated large profit increases for male owners but not for female owners. We show that the gender gap does not simply mask differences in ability, risk aversion, entrepreneurial attitudes, or differences in reporting behavior, but there is some evidence that the gender gap is larger in female-dominated industries. The data are not consistent with a unitary household model, and imply an inefficiency of resource allocation within households. We show evidence that this inefficiency is reduced in more cooperative households. (JEL D13, D14, J16, L25, L26, O12, O16)
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Cites
Generalized expectancies for internal versus external control of reinforcement.
Rotter, J. B. (1966) · Psychological Monographs: General and Applied · doi:10.1037/h0092976 · Cited by 21,937
Cited by
Women Empowerment and Economic Development
Duflo, E. (2012) · Journal of Economic Literature · doi:10.1257/jel.50.4.1051 · Cited by 2,978
The Miracle of Microfinance? Evidence from a Randomized Evaluation
Banerjee, A., Duflo, E., Glennerster, R., & Kinnan, C. (2015) · American Economic Journal: Applied Economics · doi:10.1257/app.20130533 · Cited by 2,076
The long-run poverty and gender impacts of mobile money
Suri, T., & Jack, W. (2016) · Science · doi:10.1126/science.aah5309 · Cited by 1,628
Agricultural Decisions after Relaxing Credit and Risk Constraints *
Karlan, D., Osei, R., Osei-Akoto, I., & Udry, C. (2014) · The Quarterly Journal of Economics · doi:10.1093/qje/qju002 · Cited by 1,056
Ideological Segregation Online and Offline *
Gentzkow, M., & Shapiro, J. M. (2011) · The Quarterly Journal of Economics · doi:10.1093/qje/qjr044 · Cited by 980
Metadata
- Authors
- de Mel, S., McKenzie, D., & Woodruff, C.
- Venue
- American Economic Journal: Applied Economics
- Publisher
- American Economic Association
- Published
- 2009-06-01
- Volume
- 1
- Issue
- 3
- Pages
- 1-32
- ISSN
- 1945-7782 (ISSN-L)
- 1945-7790
- OpenAlex
- W1872578139
- Cited by
- 437
- References
- 1
- FWCI
- 36.40
- Type
- journal article
- Language
- en
- Open access
- green
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- de Mel, S., McKenzie, D., & Woodruff, C. (2009). Are Women More Credit Constrained? Experimental Evidence on Gender and Microenterprise Returns. American Economic Journal: Applied Economics. https://doi.org/10.1257/app.1.3.1
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