The long-run poverty and gender impacts of mobile money
Abstract
Substituting minutes for money: In developing countries, bank branches and fixed-line telecommunications are scarce, whereas mobile phones are plentiful. These factors have led to the use of mobile money, whereby money can be deposited to an account linked to a phone, transferred to other users, and converted back into cash. Suri and Jack show that increased access to mobile money has increased long-term consumption in Kenya and reduced the number of households in extreme poverty. Science , this issue p. 1288
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Integrity signals
Registry
Cites
Statistics
Claims the paper makes
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Self-check
Percentages, sums and reported differences re-computed from the paper’s own numbers.
The self-check needs the paper’s full text.
Cited by
Sorted by citations
Poverty, depression, and anxiety: Causal evidence and mechanisms
Ridley, M., Rao, G., Schilbach, F., & Patel, V. (2020) · Science · doi:10.1126/science.aay0214 · Cited by 1,220 · see citing works
Digital financial literacy and financial well-being
Choung, Y., Chatterjee, S., & Pak, T.-Y. (2023) · Finance research letters · doi:10.1016/j.frl.2023.104438 · Cited by 310 · see citing works
Adel, N. (2024) · Heliyon · doi:10.1016/j.heliyon.2024.e40951 · Cited by 75 · see citing works
Waljee, A. K., Weinheimer-Haus, E. M., Abubakar, A., Ngugi, A. K., Siwo, G. H., Kwakye, G., Singal, A. G., Rao, A., Saini, S. D., Read, A. J., et al. (2022) · Gut · doi:10.1136/gutjnl-2022-327211 · Cited by 68 · see citing works
Agarwal, A., & Assenova, V. A. (2024) · Organization Science · doi:10.1287/orsc.2022.16562 · Cited by 41 · see citing works
Lacroze, E., Frühauf, A., Nordmann, K., Rampanjato, Z., Muller, N., De Neve, J.-W., Andriamampianina, R., Rajemison, E., Bärnighausen, T., Knauss, S., et al. (2023) · PLOS ONE · doi:10.1371/journal.pone.0279880 · Cited by 10 · see citing works
Factors influencing Parish Revolving Fund lead time under Uganda's Parish Development Model
Nuwagaba, S. S., Mbowa, S., Nakkazi, S. C., & Nakabiri, S. (2026) · Development Policy Review · doi:10.1111/dpr.70089
- Authors
- Suri, T., & Jack, W.
- Affiliations
- Innovations for Poverty Action (US)
- Georgetown University (US)
- Corresponding author
- Suri, Tavneet
- Venue
- Science
- Published
- 2016-12-09
- Volume
- 354
- Issue
- 6317
- Pages
- 1288-1292
- ISSN
- 0036-8075 (ISSN-L)
- 1095-9203
- OpenAlex
- W2559928430
- Cited by
- 1,628
- References
- 0
- Citations by year
- 2026: 378 · 2025: 268 · 2024: 148 · 2023: 140 · 2022: 285 · 2021: 169 · 2020: 100 · 2019: 70 · 2018: 37 · 2017: 21 · 2016: 11 · 2014: 1
- FWCI
- 91.33
- Type
- journal article
- Language
- en
- Open access
- closed
- Locations
- Science (publishedVersion)
- PubMed (publishedVersion)
- Funders
- Bill and Melinda Gates Foundation
- Topics
- Social Sciences › Economics, Econometrics and Finance › Economics and Econometrics › Microfinance and Financial Inclusion
- Physical Sciences › Computer Science › Information Systems › Economic Growth and Development
- Social Sciences › Business, Management and Accounting › Management Information Systems › FinTech, Crowdfunding, Digital Finance
- Keywords
- mobile money, M-Pesa, poverty reduction, gender effects, female-headed households, household consumption, financial resilience, saving behavior, career choice, labor market outcomes, agricultural labor, Kenya
About these checks
Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.
Statistics and arithmetic are recomputed, not judged.
Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.
What counts as a claim ›How we measure confidence ›How we check this ›
Are you an author, or do you see a problem with this page? Request a review
