Social Organization of Household Finance: Understanding Artful Financial Systems in the Home
Abstract
In this paper we discuss results of a field study focused on understanding the ways money and financial issues are handled within family settings. Families develop 'systems' or methods through which they coordinate and manage their everyday financial activities. Through an analysis of our fieldwork data collected from fifteen families, we provide several examples of such systems, highlighting their qualities and illustrating how such systems come to support the handling of financial activities in the home. Our results show that these systems are developed with a careful consideration of familial values, relationships and routines; and incorporate the use of physical and digital tools. Consequently, we suggest that design should consider the use and non-use of technology when supporting household financial management, taking into account the richness of families' existing organically formed practices surrounding financial systems. Finally, our findings point to the fact that financial management in the domestic setting is socially organized and is closely connected to supporting everyday household activities.
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Among rural and semi-urban Indians, digital banking improves saving habits and encourages closer tracking of finances.
“Vashishta et.al. find that for rural and semi-urban people in India, digital banking enhances saving and prompts increased monitoring of financial activities [72].”
From Advocacy as Access Work: How People with Visual Impairments Gain Access to Digital Banking in India (2023) · cites this paper as [72]
Digital banking offers functional advantages to people with visual impairments, including on-the-go convenience.
“Digital banking has several functional benefits for people with visual impairments such as the on-the-go convenience found in prior work [35,72].”
From Advocacy as Access Work: How People with Visual Impairments Gain Access to Digital Banking in India (2023) · cites this paper as [72]
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- Authors
- Vyas, D., Snow, S., Roe, P., & Brereton, M.
- Affiliations
- Queensland University of Technology (AU)
- Venue
- Proceedings of the 19th ACM Conference on Computer-Supported Cooperative Work & Social Computing
- Publisher
- ACM
- Published
- 2016-02-27
- Pages
- 1777-1789
- OpenAlex
- W2289630841
- Cited by
- 41
- References
- 43
- Citations by year
- 2026: 3 · 2025: 4 · 2024: 6 · 2023: 3 · 2022: 3 · 2021: 6 · 2020: 2 · 2019: 4 · 2018: 6 · 2017: 2 · 2016: 1 · 2015: 1
- FWCI
- 2.96
- Type
- conference paper
- Language
- en
- Open access
- closed
- Locations
- ACM Conference on Computer Supported Cooperative Work (CSCW) (publishedVersion)
- ePrints Soton (University of Southampton) (submittedVersion)
- Topics
- Physical Sciences › Computer Science › Human-Computer Interaction › Innovative Human-Technology Interaction
- Social Sciences › Business, Management and Accounting › Accounting › Financial Literacy, Pension, Retirement Analysis
- Social Sciences › Business, Management and Accounting › Accounting › Financial Literacy and Behavior
- Keywords
- household finance, family financial management, financial practices, family routines, digital financial tools
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