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Cited by 638

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The Economics of Roscas and Intrahousehold Resource Allocation

Open access
Anderson, S., Baland, J.-M.·2002·The Quarterly Journal of Economics

Abstract

This paper investigates individual motives to participate in rotating savings and credit associations (roscas). Detailed evidence from roscas in a Kenyan slum (Nairobi) suggests that most roscas are predominantly composed of women, particularly those living in a couple and earning an independent income. We propose an explanation of this based on conflictual interactions within the household. Participation in a rosea is a strategy a wife employs to protect her savings against claims by her husband for immediate consumption. The empirical implications of the model are then tested using the data collected in Kenya.

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Metadata

Authors
Anderson, S., & Baland, J.-M.
Venue
The Quarterly Journal of Economics
Published
2002-08-01
Volume
117
Issue
3
Pages
963-995
ISSN
  • 0033-5533 (ISSN-L)
  • 1531-4650
OpenAlex
W2164200301
Cited by
638
References
1
FWCI
17.55
Type
journal article
Language
en
Open access
green

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CoChat. (2026). Citation check: The Economics of Roscas and Intrahousehold Resource Allocation. https://app.cochat.ai/papers/10.1162/003355302760193931
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Anderson, S., & Baland, J.-M. (2002). The Economics of Roscas and Intrahousehold Resource Allocation. The Quarterly Journal of Economics. https://doi.org/10.1162/003355302760193931

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Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).

Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.