The DOI matches its Crossref record; 3 of the 3 references it cites were found in a registry or an index.
Savings Constraints and Microenterprise Development: Evidence from a Field Experiment in Kenya
Abstract
Does limited access to formal savings services impede business growth in poor countries? To shed light on this question, we randomized access to noninterest-bearing bank accounts among two types of self-employed individuals in rural Kenya: market vendors (who are mostly women) and men working as bicycle taxi drivers. Despite large withdrawal fees, a substantial share of market women used the accounts, were able to save more, and increased their productive investment and private expenditures. We see no impact for bicycle-taxi drivers. These results imply significant barriers to savings and investment for market women in our study context. (JEL D14, G21, J16, J23, O12, O14, O16)
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Cites
Golden eggs and hyperbolic discounting
Laibson, D. (1997) · The Quarterly Journal of Economics · doi:10.1162/003355397555253 · Cited by 6,122
The Economic Lives of the Poor
Banerjee, A. V., & Duflo, E. (2007) · Journal of Economic Perspectives · doi:10.1257/jep.21.1.141 · Cited by 1,703
Rosenzweig, M. R., & Wolpin, K. I. (1993) · Journal of Political Economy · doi:10.1086/261874 · Cited by 1,179
Cited by
Financial Inclusion and Development
Sarma, M., & Pais, J. (2011) · Journal of International Development · doi:10.1002/jid.1698 · Cited by 1,208
Nudging Farmers to Use Fertilizer: Theory and Experimental Evidence from Kenya
Duflo, E., Kremer, M., & Robinson, J. (2011) · American Economic Review · doi:10.1257/aer.101.6.2350 · Cited by 1,170
Self-citationFinancial Inclusion and Inclusive Growth: A Review of Recent Empirical Evidence
Demirguc-Kunt, A., Klapper, L., & Singer, D. (2017) · doi:10.1596/1813-9450-8040 · Cited by 796
Does financial literacy improve financial inclusion? Cross country evidence
Grohmann, A., Klühs, T., & Menkhoff, L. (2018) · World Development · doi:10.1016/j.worlddev.2018.06.020 · Cited by 699
Savings by and for the Poor: A Research Review and Agenda
Karlan, D., Ratan, A. L., & Zinman, J. (2014) · Review of Income and Wealth · doi:10.1111/roiw.12101 · Cited by 548
Metadata
- Authors
- Dupas, P., & Robinson, J.
- Venue
- American Economic Journal: Applied Economics
- Publisher
- American Economic Association
- Published
- 2013-01-01
- Volume
- 5
- Issue
- 1
- Pages
- 163-192
- ISSN
- 1945-7782 (ISSN-L)
- 1945-7790
- OpenAlex
- W3122916816
- Cited by
- 959
- References
- 3
- FWCI
- 169.13
- Type
- journal article
- Language
- en
- Open access
- closed
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