The DOI matches its Crossref record; 4 of the 4 references it cites were found in a registry or an index.
Barriers to Household Risk Management: Evidence from India
Open accessAbstract
Why do many households remain exposed to large exogenous sources of nonsystematic income risk? We use a series of randomized field experiments in rural India to test the importance of price and nonprice factors in the adoption of an innovative rainfall insurance product. Demand is significantly price sensitive, but widespread take-up would not be achieved even if the product offered a payout ratio comparable to US insurance contracts. We present evidence suggesting that lack of trust, liquidity constraints, and limited salience are significant nonprice frictions that constrain demand. We suggest possible contract design improvements to mitigate these frictions. (JEL D14, D81, O12, O13, O16, O18, Q12)
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Cites
Prospect Theory: An Analysis of Decision under Risk
Kahneman, D., & Tversky, A. (1979) · Econometrica · doi:10.2307/1914185 · Cited by 48,524
The Framing of Decisions and the Psychology of Choice
Tversky, A., & Kahneman, D. (1981) · Science · doi:10.1126/science.7455683 · Cited by 18,497
In Sickness and in Health: Risk Sharing within Households in Rural Ethiopia
Dercon, S., & Krishnan, P. (2000) · Journal of Political Economy · doi:10.1086/316098 · Cited by 693
Insurance, credit, and technology adoption: Field experimental evidencefrom Malawi
Giné, X., & Yang, D. (2009) · Journal of Development Economics · doi:10.1016/j.jdeveco.2008.09.007 · Cited by 585
Cited by
Unobservable Selection and Coefficient Stability: Theory and Evidence
Oster, E. (2019) · Journal of Business & Economic Statistics · doi:10.1080/07350015.2016.1227711 · Cited by 5,367
The Economic Importance of Financial Literacy: Theory and Evidence
Lusardi, A., & Mitchell, O. S. (2014) · Journal of Economic Literature · doi:10.1257/jel.52.1.5 · Cited by 4,698
Nudging Farmers to Use Fertilizer: Theory and Experimental Evidence from Kenya
Duflo, E., Kremer, M., & Robinson, J. (2011) · American Economic Review · doi:10.1257/aer.101.6.2350 · Cited by 1,170
Microeconomics of technology adoption
Foster, A. D., & Rosenzweig, M. R. (2010) · Annual Review of Economics · doi:10.1146/annurev.economics.102308.124433 · Cited by 1,055
The Economic Importance of Financial Literacy: Theory and Evidence
Lusardi, A., & Mitchell, O. S. (2013) · SSRN Electronic Journal · doi:10.2139/ssrn.2260193 · Cited by 675
Metadata
- Authors
- Cole, S., Giné, X., Tobacman, J., Topalova, P., Townsend, R., & Vickery, J.
- Venue
- American Economic Journal: Applied Economics
- Publisher
- American Economic Association
- Published
- 2013-01-01
- Volume
- 5
- Issue
- 1
- Pages
- 104-135
- ISSN
- 1945-7782 (ISSN-L)
- 1945-7790
- OpenAlex
- W3121837631
- Cited by
- 613
- References
- 4
- FWCI
- 80.19
- Type
- journal article
- Language
- en
- Open access
- green
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- Cole, S., Giné, X., Tobacman, J., Topalova, P., Townsend, R., & Vickery, J. (2013). Barriers to Household Risk Management: Evidence from India. American Economic Journal: Applied Economics. https://doi.org/10.1257/app.5.1.104
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Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
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