The DOI matches its Crossref record; 1 of the 1 references it cites were found in a registry or an index.
Assessing the Effectiveness of Saving Incentives
Open accessAbstract
The authors argue that there is more to be learned from recent research on the effectiveness of targeted saving incentives than the wide variation in empirical estimates suggests. They conclude that characterizations of ‘all new saving’ or ‘no new saving’ are extreme IRAs and 401(k) plans appear to stimulate moderate amounts of new saving. The authors suggest a cost-benefit approach to ask: What is the incremental gain in capital accumulation per dollar of foregone revenue? For quite conservative measures of the saving impacts of IRAs or 401(k)s, the incremental gains in capital accumulation per dollar of lost revenue are large.
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Citations
Cites
Golden eggs and hyperbolic discounting
Laibson, D. (1997) · The Quarterly Journal of Economics · doi:10.1162/003355397555253 · Cited by 6,122
Cited by
The Power of Suggestion: Inertia in 401(k) Participation and Savings Behavior
Madrian, B. C., & Shea, D. F. (2001) · The Quarterly Journal of Economics · doi:10.1162/003355301753265543 · Cited by 2,727
The Power of Suggestion: Inertia in 401(k) Participation and Savings Behavior
Madrian, B. C., & Shea, D. F. (2000) · SSRN Electronic Journal · doi:10.2139/ssrn.223635 · Cited by 803
Self-Control and Saving for Retirement
Laibson, D. I., Repetto, A., Tobacman, J., Hall, R. E., Gale, W. G., & Akerlof, G. A. (1998) · Brookings Papers on Economic Activity · doi:10.2307/2534671 · Cited by 707
Bernheim, B. D., Garrett, D. M., & Maki, D. M. (2001) · Journal of Public Economics · doi:10.1016/s0047-2727(00)00120-1 · Cited by 433
The Wealth Dynamics of American Families, 1984-94
Hurst, E., Luoh, M. C., Stafford, F. P., & Gale, W. G. (1998) · Brookings Papers on Economic Activity · doi:10.2307/2534673 · Cited by 231
Metadata
- Authors
- Hubbard, R. G., & Skinner, J. S.
- Venue
- Journal of Economic Perspectives
- Publisher
- American Economic Association
- Published
- 1996-11-01
- Volume
- 10
- Issue
- 4
- Pages
- 73-90
- ISSN
- 0895-3309 (ISSN-L)
- OpenAlex
- W2153281513
- Cited by
- 168
- References
- 1
- FWCI
- 53.64
- Type
- journal article
- Language
- en
- Open access
- bronze
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- Hubbard, R. G., & Skinner, J. S. (1996). Assessing the Effectiveness of Saving Incentives. Journal of Economic Perspectives. https://doi.org/10.1257/jep.10.4.73
Data sources
Bibliographic data: Semantic Scholar, OpenAlex, Crossref.
Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.
