PreprintCited by 0Artificial Intelligence in EducationIntelligent Tutoring Systems and Adaptive LearningOnline Learning and Analytics

Does AI Help or Hurt Learning? *

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Franco, Catalina, Irmert, Natalie, Isaksson, Siri·2026·SSRN Electronic Journal

Abstract

AI is transforming how students learn, raising concerns about whether it expands educational opportunities or widens existing gaps. We examine this question in a preregistered lab experiment (N=572) in which students study a novel topic under one of three conditions: browsing only (control), AI-assisted, or AI-guided, and then complete an exam without AI access. We find no overall effect of AI access on learning outcomes. However, this average zero effect masks substantial heterogeneity. High-GPA women appear to benefit the most from AI-guided access, while the effects on men and low-GPA students are weaker and in some cases negative. We also find that students with AI access attempt fewer practice questions during the study phase. This suggests that studying with AI crowds out other learning activities, but does not lead to an overall change in exam performance. Finally, exploratory analyses of prompt data provide suggestive evidence on why some students benefit more than others. More delegative AI use (measured by copy-pasting practice questions into the chatbot) is associated with attempting more questions but performing worse on the final exam. High-GPA women rely on this strategy the least and perform the best. Overall, AI appears to crowd out some traditional study effort without reducing learning on average, but because its benefits are concentrated among already advantaged students, it may reinforce existing educational inequalities.

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  • In Franco et al. (2026), neither unrestricted nor guided ChatGPT access improved unassisted exam performance compared to a browsing-only control (0.04 SD for unrestricted, -0.12 SD for guided).

    “neither AI arm differs from the control (0.04 SD for unrestricted access, -0.12 SD for guided access)”

    From Experimental Evidence on the Learning Impact of Generative AI (2026) · cites this paper as Franco et al. (2026)

    The Introduction and §4.1 report that students took an exam without external aids and that neither AI treatment had a statistically distinguishable effect on exam performance relative to the Google Search control. The passages available from our copy do not establish the cited point estimates of 0.04 SD and −0.12 SD; the visible table reports test-score estimates in a different form. (LLM, conf=0.81)

    Experimental — accuracy not yet measured
  • Written guidance does not raise exam scores (Franco et al., 2026).

    “The exceptions are a scaffolded tutor whose knowledge gains are indistinguishable from ChatGPT's (Bassner et al., 2026) and written guidance that reduces question pasting without raising exam scores (Franco et al., 2026).”

    From Experimental Evidence on the Learning Impact of Generative AI (2026) · cites this paper as Franco et al., 2026

  • The divergence between assisted output and unaided learning found for automation users recurs across settings.

    “The divergence between assisted output and unaided learning that we find for automation users recurs across settings.”

    From Experimental Evidence on the Learning Impact of Generative AI (2026) · cites this paper as Franco et al., 2026

  • Written guidance reduces question pasting (Franco et al., 2026).

    “The exceptions are a scaffolded tutor whose knowledge gains are indistinguishable from ChatGPT's (Bassner et al., 2026) and written guidance that reduces question pasting without raising exam scores (Franco et al., 2026).”

    From Experimental Evidence on the Learning Impact of Generative AI (2026) · cites this paper as Franco et al., 2026

  • Four studies compare learners by their observed use of the same tool.

    “We also identified four studies that compare learners by their observed use of the same tool, as we do (Liu et al., 2026; Shen and Tamkin, 2026; Franco et al., 2026; Strömberg et al., 2026).”

    From Experimental Evidence on the Learning Impact of Generative AI (2026) · cites this paper as Franco et al., 2026

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Authors
Franco, C., Irmert, N., & Isaksson, S.
Affiliations
  • Norwegian School of Economics (NO)
  • Lund University (SE)
  • ESC Dijon Bourgogne, École supérieure de commerce de Dijon-Bourgogne (FR)
Corresponding author
Isaksson, Siri
Venue
SSRN Electronic Journal
Publisher
Elsevier BV
Published
2026
ISSN
1556-5068 (ISSN-L)
OpenAlex
W7151072486
Cited by
0
References
0
Type
posted content
Language
en
Open access
Locations
  • SSRN Electronic Journal (acceptedVersion)
  • Lund University Publications (Lund University) (submittedVersion, other-oa)
Funders
  • Jan Wallanders och Tom Hedelius Stiftelse samt Tore Browaldhs Stiftelse
  • Schweizerischer Nationalfonds zur Förderung der Wissenschaftlichen Forschung
Topics
  • Physical Sciences › Computer Science › Information Systems › Artificial Intelligence in Education
  • Physical Sciences › Computer Science › Artificial Intelligence › Intelligent Tutoring Systems and Adaptive Learning
  • Physical Sciences › Computer Science › Computer Science Applications › Online Learning and Analytics
Keywords
AI-assisted learning, educational inequality, student performance, gender differences, GPA, chatbots, educational technology

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