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Cited by 1,037

The DOI matches its Crossref record; 10 of the 10 references it cites were found in a registry or an index.

Risk and Insurance in a Rural Credit Market: An Empirical Investigation in Northern Nigeria

Udry, C.·1994·The Review of Economic Studies
DOI 10.2307/2297901
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Abstract

Credit contracts play a direct role in pooling risk between households in northern Nigeria. Repayments owed by borrowers depend on realizations of random shocks by both borrowers and lenders. The paper develops two models of state-contingent loans. The first is a competitive equilibrium in perfectly enforceable contracts. The second permits imperfect information and equilibrium default. Estimates of both models indicate that quantitatively important state-contingent payments are embedded in these loan transactions, but that a fully efficient risk-pooling equilibrium is not achieved. The research is based on a year-long survey in Zaria, Nigeria conducted by the author.

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Metadata

Authors
Udry, C.
Venue
The Review of Economic Studies
Publisher
Oxford University Press (OUP)
Published
1994-07-01
Volume
61
Issue
3
Pages
495-526
ISSN
  • 0034-6527 (ISSN-L)
  • 1467-937X
DOI
10.2307/2297901
OpenAlex
W2063758111
Cited by
1,037
References
10
FWCI
31.24
Type
journal article
Language
en
Open access
closed

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Bibliographic data: Semantic Scholar, OpenAlex, Crossref.

Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).

Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.