The DOI matches its Crossref record; 2 of the 2 references it cites were found in a registry or an index.
Mobile Money: The Economics of M-PESA
Open accessAbstract
Mobile money is a tool that allows individuals to make financial transactions using cell phone technology.In this paper, we report initial results of two rounds of a large survey of households in Kenya, the country that has seen perhaps the most rapid and widespread growth of a mobile money product -known locally as M PESA -in the developing world.We first summarize the mechanics of M-PESA, and review its potential economic impacts.We then document the sequencing of adoption across households according to income and wealth, location, gender, and other socio economic characteristics, as well as the purposes for which the technology is used, including saving, sending and receiving remittances, and direct purchases of goods and services.In addition, we report findings from a survey of M PESA agents, who provide cash in and cash out services, and highlight the inventory management problems they face.
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“It is widely recognized that mobile money in Kenya was first pioneered by local users sending airtime to others via mobile phone as a means of transferring money (Jack and Suri 2011;McKemey et al. 2003;van der Boor, Oliveira andVeloso 2014: 1589).”
From Cannibalizing the Informal Economy: Frugal Innovation and Economic Inclusion in Africa (2018) · cites this paper as Jack and Suri 2011
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Cites
A contribution to the theory of economic growth
Solow, R. M. (1956) · The Quarterly Journal of Economics · doi:10.2307/1884513 · Cited by 24,483
On the mechanics of economic development
Lucas, R. E. (1988) · Journal of Monetary Economics · doi:10.1016/0304-3932(88)90168-7 · Cited by 24,085
Cited by
Mobile Phones and Economic Development in Africa
Aker, J. C., & Mbiti, I. M. (2010) · Journal of Economic Perspectives · doi:10.1257/jep.24.3.207 · Cited by 2,216
The long-run poverty and gender impacts of mobile money
Suri, T., & Jack, W. (2016) · Science · doi:10.1126/science.aah5309 · Cited by 1,628
Self-citationRisk Sharing and Transactions Costs: Evidence from Kenya's Mobile Money Revolution
Jack, W., & Suri, T. (2014) · American Economic Review · doi:10.1257/aer.104.1.183 · Cited by 1,435
Self-citationSix Randomized Evaluations of Microcredit: Introduction and Further Steps
Banerjee, A., Karlan, D., & Zinman, J. (2015) · American Economic Journal: Applied Economics · doi:10.1257/app.20140287 · Cited by 988
The emergence of the global fintech market: economic and technological determinants
Haddad, C., & Hornuf, L. (2019) · Small Business Economics · doi:10.1007/s11187-018-9991-x · Cited by 754
Metadata
- Authors
- Jack, W., & Suri, T.
- Venue
- National Bureau of Economic Research
- Publisher
- National Bureau of Economic Research
- Published
- 2011-01
- OpenAlex
- W2117956034
- Cited by
- 729
- References
- 2
- Type
- report
- Language
- en
- Open access
- green
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