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The Influence of E-Payment and E-Commerce Services on Supply Chain Performance: Implications of Open Innovation and Solutions for the Digitalization of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia
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The digitalization of micro, small, and medium enterprises (MSMEs) is important, considering the many associated benefits.Indonesia, through the government's direction, has begun to develop digitalization through the introduction of e-payment and e-commerce services into MSME supply chains, but many challenges are still encountered.In this research, we measured the influence of the use of e-payment and e-commerce services on MSME supply chain performance, as well as suggesting open innovations and solutions to accelerate the digitization of MSMEs.We collected data from 164 MSMEs in Indonesia, then conducted multiple linear regression analysis, descriptive analysis of research indicators, and interviews and discussions with research experts.The results demonstrate that there exists a positive and significant influence of both e-payment and e-commerce service variables on the performance of MSME supply chains in Indonesia.We determine ten research indicators with low values, which thus pose an obstacle to the digitization of MSMEs, and their implications, in order of open innovation and solutions, are presented in order to assist MSME actors, the government, and related institutions in accelerating the digitalization of MSMEs in Indonesia.
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“SMEs provide jobs for millions of people and contribute significantly to Gross Domestic Product (GDP) and local economic development.”
From Innovation as A Driver of SMEs Sustainability: A Systematic Review of the Literature (2025) · cites this paper as Kilay et al., 2022
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Menne, F., Surya, B., Yusuf, M., Suriani, S., Ruslan, M., & Iskandar, I. (2022) · Journal of Open Innovation: Technology, Market, and Complexity · doi:10.3390/joitmc8010018 · Cited by 140
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Sorted by citations
Innovation as A Driver of SMEs Sustainability: A Systematic Review of the Literature
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Metadata
- Authors
- Kilay, A. L., Simamora, B. H., & Putra, D. P.
- Affiliations
- Binus University (ID)
- Corresponding author
- Kilay, Alfonz Lawrenz
- Venue
- Journal of Open Innovation: Technology, Market, and Complexity
- Publisher
- Elsevier BV
- Published
- 2022-09
- Volume
- 8
- Issue
- 3
- Pages
- 119
- ISSN
- 2199-8531 (ISSN-L)
- OpenAlex
- W4285089122
- Cited by
- 139
- References
- 1
- Citations by year
- 2026: 22 · 2025: 31 · 2024: 34 · 2023: 46 · 2022: 5
- FWCI
- 48.39
- Type
- journal article
- Language
- en
- Open access
- gold
- doi.org
- Licence
- Locations
- Journal of Open Innovation Technology Market and Complexity (publishedVersion, cc-by-nc-nd)
- RePEc: Research Papers in Economics (submittedVersion)
- DOAJ (DOAJ: Directory of Open Access Journals) (submittedVersion)
- DOAJ (DOAJ: Directory of Open Access Journals) (submittedVersion, cc-by-sa)
- Econstor (Econstor) (submittedVersion, cc-by)
- Funders
- Binus University
- Topics
- Social Sciences › Business, Management and Accounting › Business and International Management › SMEs Development and Digital Marketing
- Social Sciences › Business, Management and Accounting › Business and International Management › E-commerce and Technology Innovations
- Social Sciences › Business, Management and Accounting › Management of Technology and Innovation › Digital Innovation in Industries
- Keywords
- digital payments, e-commerce, supply chain performance, micro, small and medium enterprises, digitalization, open innovation, Indonesia, barriers to digitalization
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- Kilay, A. L., Simamora, B. H., & Putra, D. P. (2022). The Influence of E-Payment and E-Commerce Services on Supply Chain Performance: Implications of Open Innovation and Solutions for the Digitalization of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. Journal of Open Innovation: Technology, Market, and Complexity. https://doi.org/10.3390/joitmc8030119