The DOI matches its Crossref record; 26 of the 26 references it cites were found in a registry or an index.
New Bank Start-Ups: Entrepreneurs Funding Other Entrepreneurs
Open accessAbstract
There has traditionally been a symbiotic link between new business ventures and new banking ventures. This article finds that the traditional link between small businesses and small banks – the small business loan – has weakened in recent years. While new banks have intensified their reliance on small business customers, small business borrowers have become less reliant on small banks for their credit needs. These findings are consistent with rapid changes in the structure of the banking industry, financial instruments and markets, and communications and information technology over the past two decades.
Overview
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Integrity signals
Registry
Cites
Statistics
Verification
Claims the paper makes
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Claims other papers make about this one
Each is checked against this paper’s own text: does it say what the citing paper says it does?
The cited source says what the claim attributes to it.
In the citing paper
“In contrast, small local banks have comparative advantages in forming relationships with local borrowers compared to their larger counterparts (DeYoung 2002).”
From Local Bank, Digital Financial Inclusion and SME Financing Constraints: Empirical Evidence from China (2022) · cites this paper as DeYoung 2002
Self-check
Percentages, sums and reported differences re-computed from the paper’s own numbers.
The self-check needs the paper’s full text.
Citations
Cites
N. Berger, A., & F. Udell, G. (1998) · Journal of Banking & Finance · doi:10.1016/s0378-4266(98)00038-7 · Cited by 3,690
The effect of credit market competition on lending relationships
Petersen, M. A., & Rajan, R. G. (1995) · The Quarterly Journal of Economics · doi:10.2307/2118445 · Cited by 3,294
The Transformation of the U.S. Banking Industry: What a Long, Strange Trip It's Been
Berger, A. N., Kashyap, A. K., Scalise, J. M., Gertler, M., & Friedman, B. M. (1995) · Brookings Papers on Economic Activity · doi:10.2307/2534612 · Cited by 624
Small business lending and the changing structure of the banking industry
Strahan, P. E., & Weston, J. P. (1998) · Journal of Banking & Finance · doi:10.1016/s0378-4266(98)00010-7 · Cited by 446
The Effects of Geographic Expansion on Bank Efficiency
Berger, A. N., & DeYoung, R. (2001) · Journal of Financial Services Research · doi:10.1023/a:1011159405433 · Cited by 360
Self-citationThe Effect of Credit Market Competition on Lending Relationships
Petersen, M., & Rajan, R. (1994) · National Bureau of Economic Research · doi:10.3386/w4921 · Cited by 351
The Transformation of the U.S. Banking Industry: What a Long, Strange Trip It's BeenPreprint
Berger, A. N., Kashyap, A., & Scalise, J. M. (1995) · RePEc: Research Papers in Economics · Cited by 349
Universal banking and the future of small business lending
Berger, A. N., & Udell, G. F. (1995) · Faculty Digital Archive (New York University Florence) · Cited by 274
Berger, A. N., & Udell, G. F. (1998) · Finance and Economics Discussion Series · doi:10.17016/feds.1998.15 · Cited by 273
DeYoung, R. E., Goldberg, L. G., & White, L. J. (1999) · Journal of Banking & Finance · doi:10.1016/s0378-4266(98)00086-7 · Cited by 171
Self-citation
Research works printed but not linked: 1
- DeYoung, Robert. 1998. Comments on de novo banks and lending to small businesses. Journal of Banking and Finance 22: 868-872.
Cited by
Local Bank, Digital Financial Inclusion and SME Financing Constraints: Empirical Evidence from China
Lu, Z., Wu, J., Li, H., & Nguyen, D. K. (2022) · Emerging Markets Finance and Trade · doi:10.1080/1540496x.2021.1923477 · Cited by 274
“In contrast, small local banks have comparative advantages in forming relationships with local borrowers compared to their larger counterparts (DeYoung 2002).”
BackgroundResultHasan, I., Jackowicz, K., Kowalewski, O., & Kozłowski, Ł. (2017) · Journal of Banking & Finance · doi:10.1016/j.jbankfin.2017.03.009 · Cited by 135
Metadata
- Authors
- DeYoung, R.
- Affiliations
- Pepperdine University (US)
- Corresponding author
- DeYoung, Robert
- ORCID
- DeYoung, Robert
- Venue
- The Journal of Entrepreneurial Finance
- Publisher
- Pepperdine Libraries
- Published
- 2002-12-01
- Volume
- 7
- Issue
- 3
- Pages
- 61-76
- ISSN
- 2373-1753 (ISSN-L)
- 2373-1761
- OpenAlex
- W571739729
- Cited by
- 11
- References
- 26
- Citations by year
- 2025: 1 · 2024: 1 · 2021: 1 · 2020: 2 · 2018: 2 · 2017: 1 · 2016: 2 · 2015: 1
- FWCI
- 0.00
- Type
- journal article
- Language
- en
- Open access
- bronze
- doi.org
- Locations
- The Journal of Entrepreneurial Finance (publishedVersion)
- RePEc: Research Papers in Economics (submittedVersion)
- Pepperdine Digital Commons (Pepperdine University) (submittedVersion)
- DOAJ (DOAJ: Directory of Open Access Journals) (submittedVersion)
- Econstor (Econstor) (submittedVersion)
- Topics
- Social Sciences › Economics, Econometrics and Finance › Finance › Banking stability, regulation, efficiency
- Social Sciences › Business, Management and Accounting › Management Information Systems › FinTech, Crowdfunding, Digital Finance
- Social Sciences › Economics, Econometrics and Finance › Finance › Private Equity and Venture Capital
- Keywords
- small business lending, small banks, entrepreneurial finance, banking industry structure, financial instruments
About these checks
Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.
Statistics and arithmetic are recomputed, not judged.
Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.
What counts as a claim ›How we measure confidence ›How we check this ›
Are you an author, or do you see a problem with this page? Request a review
Data sources
Bibliographic data: Semantic Scholar, OpenAlex, Crossref.
Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).
Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.
