Bank Competition and Financial Stability
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Competition causes banks to take risks to increase returns by providing loans to sub-prime borrowers.
“Moreover, competition causes banks to take risks to increase returns by providing loans to sub-prime borrowers (Berger et al. 2009).”
From Financial inclusion, bank competition and economic growth in Africa (2021) · cites this paper as Berger et al. 2009
Competition causes banks to take risks to increase returns by providing loans to sub-prime borrowers.
“Moreover, competition causes banks to take risks to increase returns by providing loans to sub-prime borrowers (Berger et al. 2009).”
From Financial inclusion, bank competition and economic growth in Africa (2021) · cites this paper as Berger, Klapper & Turk-Ariss 2009
Cites
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What Drives Bank Competition? Some International Evidence
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What Drives Bank Competition? Some International Evidence
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Self-citationDeregulation and bank financial policy
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How Do Large Banking Organizations Manage Their Capital Ratios?
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Banks with Something to Lose: The Disciplinary Role of Franchise Value
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How Does Competition Impact Bank Risk-Taking?
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Are More Competitive Banking Systems More Stable?
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Banking Competition and Capital RatiosPreprint
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Charter Value, Risk‐Taking Incentives, and Emerging Competition for Fannie Mae and Freddie Mac
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Value models: Finance, risk, and political economy
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Competition and Financial Stability in the European Listed Banks
López-Penabad, M. C., Iglesias-Casal, A., & Neto, J. F. S. (2021) · Sage Open · doi:10.1177/21582440211032645 · Cited by 39 · see citing works
Financial inclusion, bank competition and economic growth in Africa
Chinoda, T., & Mashamba, T. (2021) · Journal of Economic and Financial Sciences · doi:10.4102/jef.v14i1.649 · Cited by 17 · see citing works
- Authors
- Berger, A. N., Klapper, L. F., & Turk-Ariss, R.
- Affiliations
- University of South Carolina (US)
- World Bank (US)
- Lebanese American University (LB)
- Corresponding author
- Berger, Allen N.
- Venue
- Journal of Financial Services Research
- Published
- 2008-12-12
- Volume
- 35
- Issue
- 2
- Pages
- 99-118
- ISSN
- 0920-8550 (ISSN-L)
- 1573-0735
- OpenAlex
- W3122347844
- Cited by
- 1,221
- References
- 31
- Citations by year
- 2026: 42 · 2025: 69 · 2024: 70 · 2023: 91 · 2022: 86 · 2021: 120 · 2020: 105 · 2019: 76 · 2018: 87 · 2017: 90 · 2016: 68 · 2015: 61 · 2014: 59 · 2013: 66 · 2012: 52
- FWCI
- 44.85
- Type
- journal article
- Language
- en
- Open access
- closed
- Licence
- www.springer.com/tdm (tdm)
- Locations
- Journal of Financial Services Research (publishedVersion)
- RePEc: Research Papers in Economics (submittedVersion)
- Topics
- Social Sciences › Economics, Econometrics and Finance › Finance › Banking stability, regulation, efficiency
- Social Sciences › Business, Management and Accounting › Accounting › Banking Sector Performance and Management
- Social Sciences › Business, Management and Accounting › Accounting › Banking Systems and Strategies
- Keywords
- bank competition, financial stability, bank market power, loan portfolio risk, bank risk, bank equity capital, moral hazard, adverse selection, business environment, developed countries
About these checks
Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.
Statistics and arithmetic are recomputed, not judged.
Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.
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