Mortgage foreclosure and health disparities: serial displacement as asset extraction in african American populations
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In this paper we offer a conceptualization of mortgage foreclosure as serial displacement by highlighting the current crisis in the context of historically repeated extraction of capital-economic, social, and human-from communities defined at different scales: geographically, socially, and that of embodied individuals. We argue that serial displacement is the loss of capital, physical resources, social integration and collective capacity, and psycho-social resources at each of these scales, with losses at one level affecting other levels. The repeated extraction of resources has negative implications for the health of individuals and groups, within generations as well as across generations, through the accumulation of loss over time. Our analysis of the foreclosure crisis as serial displacement for African American households in the United States begins with the "housing niche" model. We focus on the foreclosure crisis as an example of the interconnectedness of structured inequality in health and housing. Then we briefly review the history of policies related to racial inequality in homeownership in the twentieth and twenty-first centuries. We end with an analysis of the scales of displacement and the human, social, and capital asset extraction that accompany them.
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Cultural traumas in the form of discriminatory U.S. housing practices (e.g., redlining, mortgage foreclosure, blockbusting) served to maintain health disparities and economic deprivation in African American communities by barring individuals from accruing critical health-protective resources such as property and intergenerational wealth.
“For instance, during the past century, cultural traumas in the form of discriminatory U.S. housing practices (e.g., redlining, mortgage foreclosure, blockbusting) served to maintain health disparities and economic deprivation in African American communities by barring individuals from accruing critical health-protective resources such as property and intergenerational wealth (Jackson, 1980; Mehlh”
From Cultural trauma as a fundamental cause of health disparities (2022) · cites this paper as Saegert et al., 2011
After explicit forms of cultural trauma toward African Americans (e.g., slavery, Jim Crow laws, lynching) were outlawed, other forms of cultural trauma such as mass incarceration, housing discrimination, and police violence were instituted to perpetuate African Americans' unequal access to cultural and other flexible resources.
“Continuing with our example, after explicit forms of cultural trauma toward African Americans (e.g., slavery, Jim Crow laws, lynching) were outlawed through policy changes, other forms of cultural trauma such as mass incarceration, housing discrimination, and police violence that “transmit the legacy of the oppressive past of slavery and Jim Crow” (Feagin, 2000, p. 145) were instituted to”
From Cultural trauma as a fundamental cause of health disparities (2022) · cites this paper as Saegert et al., 2011
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“, redlining, mortgage foreclosure, blockbusting) served to maintain health disparities and economic deprivation in African American communities by barring individuals from accruing critical health-protective resources such as property and intergenerational wealth (Jackson, 1980; Mehlhorn, 1998; Saegert et al., 2011; S…”
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Losing a Little Part of Yourself: Families’ Experiences With Foreclosure
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Race, Power and Economic Extraction in Benton Harbor, MIPreprint
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- Authors
- Saegert, S., Fields, D., & Libman, K.
- Affiliations
- Vanderbilt University (US)
- The Graduate Center, CUNY (US)
- Corresponding author
- Saegert, Susan
- Venue
- Journal of Urban Health
- Published
- 2011-06
- Volume
- 88
- Issue
- 3
- Pages
- 390-402
- ISSN
- 0028-7091 (ISSN-L)
- 1099-3460
- 1468-2869
- PMC
- PMC3126937
- OpenAlex
- W2006841509
- Cited by
- 83
- References
- 69
- Citations by year
- 2026: 3 · 2025: 8 · 2024: 1 · 2023: 4 · 2022: 8 · 2021: 7 · 2020: 2 · 2019: 6 · 2018: 6 · 2017: 5 · 2016: 6 · 2015: 11 · 2014: 3 · 2013: 8 · 2012: 3
- FWCI
- 17.14
- Type
- journal article
- Language
- en
- Open access
- bronze
- doi.org
- Licence
- www.springer.com/tdm (tdm)
- Locations
- Journal of Urban Health (publishedVersion)
- Europe PMC (PubMed Central) (publishedVersion)
- PubMed Central (publishedVersion)
- PubMed (publishedVersion)
- Topics
- Social Sciences › Sociology and Political Science › Environmental Justice and Health Disparities
- Social Sciences › Sociology and Political Science › Urban, Neighborhood, and Segregation Studies
- Social Sciences › Health › Health disparities and outcomes
- Keywords
- mortgage foreclosure, health disparities, African American families, housing inequality, intergenerational health effects, social capital
- MeSH terms
- Black or African American, Housing, Humans, Ownership, Poverty Areas, Prejudice, Residence Characteristics, Social Environment, United States, Urban Population, Intergenerational Relations, Health Status Disparities, Economic Recession
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