The DOI matches its Crossref record; 1 of the 1 references it cites were found in a registry or an index.
Digital financial inclusion research and developments around the world
Open accessOverview
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Integrity signals
Registry
Cites
Statistics
Verification
Claims the paper makes
The claims and statistics of this paper haven’t been checked yet.
Run the check — free, no account needed. It reads the open-access text and checks the sources it cites.
Claims other papers make about this one
Each is checked against this paper’s own text: does it say what the citing paper says it does?
The source backs part of the claim, not all of it — or backs it for a different population, condition or comparison.
In the citing paper
“because low-income individuals often face significant challenges in accessing the internet and technology, which limit their ability to use digital payments independently of their low cost.”
From Digital Payments Trust in Latin America and the Caribbean (2025) · cites this paper as Ozili (2024)
Experimental — accuracy not yet measured
Self-check
Percentages, sums and reported differences re-computed from the paper’s own numbers.
The self-check needs the paper’s full text.
Citations
Cites
A review of technology acceptance and adoption models and theories
Taherdoost, H. (2018) · Procedia Manufacturing · doi:10.1016/j.promfg.2018.03.137 · Cited by 1,162
Research works printed but not linked: 51
- Ahmad, 2021, Digital financial inclusion and economic growth: provincial data analysis of China, China Econ. J., 14, 291, 10.1080/17538963.2021.1882064 · DOI
- Alam, 2015, The digital divide and social inclusion among refugee migrants: a case in regional Australia, Inf. Technol. People, 28, 344, 10.1108/ITP-04-2014-0083 · DOI
- Ali, 2023, Socio-economic characteristics, mobile phone ownership and banking behaviour of individuals as determinants of digital financial inclusion in India, Int. J. Soc. Econ., 50, 1375, 10.1108/IJSE-10-2022-0673 · DOI
- Ali, 2020, Islamic financial inclusion determinants in Indonesia: an ANP approach, Int. J. Islam. Middle East. Finance Manag., 13, 727
- Amoah, 2020, Mobile money as a financial inclusion instrument: what are the determinants?, Int. J. Soc. Econ., 47, 1283, 10.1108/IJSE-05-2020-0271 · DOI
- Ashenafi, 2022, Financial inclusion, fintech, and income inequality in Africa, FinTech, 1, 376, 10.3390/fintech1040028 · DOI
- Aziz, 2021, Rethinking digital financial inclusion: evidence from Bangladesh, Technol. Soc., 64, 101509, 10.1016/j.techsoc.2020.101509 · DOI · Paper page
- Banna, 2022, Islamic banking stability amidst the COVID-19 pandemic: the role of digital financial inclusion, Int. J. Islam. Middle East. Finance Manag., 15, 310
- Bathula, 2021, 2. The determinants of financial inclusion and digital financial inclusion in India: a comparative study, Rev. Finance Bank., 13
- Chinoda, 2023, Digital financial inclusion and economic growth in Sub-Saharan Africa: the role of institutions and governance, Afr. J. Econ. Manag. Stud., 15, 15
- Chinoda, 2023, The impact of digital financial inclusion and bank competition on bank stability in sub-Saharan Africa, Economies, 11, 15, 10.3390/economies11010015 · DOI
- Chipunza, 2022, Quality financial inclusion and its determinants in South Africa: evidence from survey data, Afr. J. Econ. Manag. Stud., 13, 177
- David-West, 2016, The path to digital financial inclusion in Nigeria: experiences of Firstmonie, J. Paym. Strategy Syst., 9, 256
- Demirgüç-Kunt, 2020, The Global Findex Database 2017: measuring financial inclusion and opportunities to expand access to and use of financial services, World Bank Econ. Rev., 34, S2, 10.1093/wber/lhz013 · DOI
- Du, 2023, Digital financial inclusion, household financial participation and well-being: micro-evidence from China, Emerg. Mark. Finance Trade, 59, 1782, 10.1080/1540496X.2022.2153592 · DOI
- Elers, 2022, Culturally centring digital inclusion and marginality: a case study in Aotearoa New Zealand, New Media Soc., 24, 311, 10.1177/14614448211063180 · DOI
- Elouardighi, 2023, Can digital financial inclusion promote women's labor force participation? Microlevel evidence from Africa, Int. J. Financ. Stud., 11, 87, 10.3390/ijfs11030087 · DOI
- Eurodiaconia, 2020, Ensuring financial inclusion for the most vulnerable: a call for action, Pol. Rep.
- Evans, 2018, Connecting the poor: the internet, mobile phones and financial inclusion in Africa, Digit. Pol. Regul. Gov., 20, 568
- Fernandes, 2021, The contribution of digital financial services to financial inclusion in Mozambique: an ARDL model approach, Appl. Econ., 53, 400, 10.1080/00036846.2020.1808177 · DOI
- Kapron, 2021, The impact of merchant and mobile payments on financial inclusion in Asia-Pacific, J. Paym. Strategy Syst., 15, 197
- Kelikume, 2021, Digital financial inclusion, informal economy and poverty reduction in Africa, J. Enterprising Communities, 15, 626, 10.1108/JEC-06-2020-0124 · DOI
- Kouladoum, 2022, Digital technologies and financial inclusion in Sub-Saharan Africa, Telecommun. Pol., 46, 102387, 10.1016/j.telpol.2022.102387 · DOI
- Lai, 2020, Digital financial inclusion and consumption smoothing in China, China World Econ., 28, 64, 10.1111/cwe.12312 · DOI
- Lee, 2022, Digital financial inclusion and carbon neutrality: evidence from non-linear analysis, Resour. Pol., 79, 102974, 10.1016/j.resourpol.2022.102974 · DOI
- Leong, 2021, Open banking in the UK and Singapore: open possibilities for enhancing financial inclusion, J. Bus. Law
- Liu, 2021, Can digital financial inclusion promote China's economic growth?, Int. Rev. Financ. Anal., 78, 101889, 10.1016/j.irfa.2021.101889 · DOI · Paper page
- Liu, 2021, Determinants and mechanisms of digital financial inclusion development: based on urban-rural differences, Agronomy, 11, 1833, 10.3390/agronomy11091833 · DOI
- Lu, 2021, Digital financial inclusion development, investment diversification, and household extreme portfolio risk, Account. Finance, 61, 6225, 10.1111/acfi.12863 · DOI
- Lyons, 2021, Financial inclusion, financial literacy and economically vulnerable populations in the Middle East and North Africa, Emerg. Mark. Finance Trade, 57, 2699, 10.1080/1540496X.2019.1598370 · DOI
- Morgan, 2022, Fintech and financial inclusion in southeast Asia and India, Asian Econ. Pol. Rev., 17, 183, 10.1111/aepr.12379 · DOI
- Motta, 2022, Determinants of financial inclusion in Latin America and the Caribbean, Dev. Pract., 32, 1063, 10.1080/09614524.2022.2077314 · DOI
- Mpofu, 2023, Digital financial inclusion and digital financial literacy in Africa: the challenges connected with digital financial inclusion in Africa, Economic Inclusion in Post-Independence Africa: An Inclusive Approach to Economic Development, 123, 10.1007/978-3-031-31431-5_7 · DOI
- Mpofu, 2022, Digital financial inclusion, digital financial services tax and financial inclusion in the fourth industrial revolution era in Africa, Economies, 10, 184, 10.3390/economies10080184 · DOI
- Obiora, 2024, Comparative analysis of financial inclusion in Nigeria, sub-Saharan Africa, and the world, Perspect. Global Dev. Technol., 22, 217, 10.1163/15691497-12341659 · DOI
- Ojo, 2022, Digital financial inclusion for women in the fourth industrial revolution: a key towards achieving sustainable development goal 5, Afr. Rev., 14, 98, 10.1163/09744061-20220204 · DOI
- Ozili, 2018, Impact of digital finance on financial inclusion and stability, Borsa Istanb. Rev., 18, 329, 10.1016/j.bir.2017.12.003 · DOI · Paper page
- Pakhnenko, 2021, Digitalization of financial services in European countries: evaluation and comparative analysis, J. Int. Stud., 267, 10.14254/2071-8330.2021/14-2/17 · DOI
- Polloni-Silva, 2021, Does financial inclusion diminish poverty and inequality? A panel data analysis for Latin American countries, Soc. Indicat. Res., 158, 889, 10.1007/s11205-021-02730-7 · DOI
- Preziuso, 2023, Open banking and inclusive finance in the European Union: perspectives from the Dutch stakeholder ecosystem, Financial Innov., 9, 111, 10.1186/s40854-023-00522-1 · DOI
- Raji, 2020, Digital financial inclusion in Africa: an analytical assessment of Kenya & Nigeria, Afr. Curr. Issues
- Salman, 2023, The effect of digital financial inclusion on the green economy: the case of Egypt, J. Econ. Dev., 24, 1
- Sanz, 2013, The uptake of mobile financial services in the Middle East and North Africa region, Enterp. Dev. Microfinance, 24, 295, 10.3362/1755-1986.2013.028 · DOI
- Sekantsi, 2019, Digital financial services uptake in Africa and its role in financial inclusion of women, J. Digit. Bank., 4, 161, 10.69554/KPKT5626 · DOI
- Shen, 2021, Digital financial inclusion and economic growth: a cross-country study, Procedia Comput. Sci., 187, 218, 10.1016/j.procs.2021.04.054 · DOI
- Tilley, 2020, In the name of “digital inclusion”: the true cost of the automation and privatisation of Australia's social security system, Soc. Altern., 39, 28
- Ugwuanyi, 2022, Financial inclusion-economic growth nexus: traditional finance versus digital finance in Sub-Saharan Africa, Cogent Econ. Finance, 10, 2133356, 10.1080/23322039.2022.2133356 · DOI
- Wang, 2022, Digital financial inclusion and vulnerability to poverty: evidence from Chinese rural households, China Agric. Econ. Rev., 14, 64, 10.1108/CAER-08-2020-0189 · DOI
- Wang, 2020, Digital financial inclusion and farmers' vulnerability to poverty: evidence from rural China, Sustainability, 12, 1668, 10.3390/su12041668 · DOI
- Wang, 2022, Can digital financial inclusion affect CO2 emissions of China at the prefecture level? Evidence from a spatial econometric approach, Energy Econ., 109, 105966, 10.1016/j.eneco.2022.105966 · DOI · Paper page
- Xue, 2022, Can digital financial inclusion promote green innovation in heavily polluting companies?, Int. J. Environ. Res. Publ. Health, 19, 7323, 10.3390/ijerph19127323 · DOI
Cited by
Sorted by citations
Digital Payments Trust in Latin America and the Caribbean
Rubio, J., & Tulcanaza-Prieto, A. B. (2025) · Economies · doi:10.3390/economies13050140 · Cited by 6
Metadata
- Authors
- Ozili, P. K.
- Corresponding author
- Ozili, Peterson K.
- ORCID
- Ozili, Peterson K.
- Venue
- Encyclopedia of Monetary Policy, Financial Markets and Banking
- Publisher
- Elsevier
- Published
- 2025
- Pages
- 316-322
- OpenAlex
- W4399377099
- Cited by
- 6
- References
- 1
- Citations by year
- 2026: 3 · 2025: 3
- Type
- reference entry
- Language
- en
- Open access
- Licence
- Locations
- Elsevier eBooks (publishedVersion)
- Munich Personal RePEc Archive (Ludwig Maximilian University of Munich) (submittedVersion)
- Topics
- Social Sciences › Economics, Econometrics and Finance › Economics and Econometrics › Microfinance and Financial Inclusion
- Social Sciences › Business, Management and Accounting › Management Information Systems › FinTech, Crowdfunding, Digital Finance
- Social Sciences › Economics, Econometrics and Finance › Economics and Econometrics › Economic Growth and Development
- Keywords
- digital financial inclusion, regional disparities, determinants of financial inclusion, well-being, research trends
About these checks
Registry, retraction, Cites and statistics results are computed, not judged, with one exception: a printed reference that no index lists is read once by a model before it counts as a citation error. Claims are extracted by a model and kept only when their quote appears verbatim in the text; each cited source is then checked, with a model’s help, for whether it says what the claim relies on. Those verdicts can be wrong — read the claim’s quote and the cited source before relying on one.
Statistics and arithmetic are recomputed, not judged.
Confidence bands are shown only for fields calibrated on our annotated test set. None is calibrated yet, so no band is shown.
What counts as a claim ›How we measure confidence ›How we check this ›
Are you an author, or do you see a problem with this page? Request a review
How to cite
Cite CoChat for the checks on this page, and the paper for its own findings.
- This page
- CoChat. (2026). Citation check: Digital financial inclusion research and developments around the world. https://app.cochat.ai/papers/10.1016/b978-0-44-313776-1.00268-3
- The paper
- Ozili, P. K. (2025). Digital financial inclusion research and developments around the world. Encyclopedia of Monetary Policy, Financial Markets and Banking. https://doi.org/10.1016/b978-0-44-313776-1.00268-3