Social Needs Identified by Diagnostic Codes in Privately Insured U.S. Adults
Open accessAbstract
Introduction The relationships between healthcare use and social needs are not fully understood. In 2015, International Classification of Diseases, Tenth Revision coding introduced voluntary Z codes for social needs‒related healthcare encounters. This study evaluated early national patterns of Z codes in privately insured adults. Methods In 2021, the authors conducted a case-control analysis of national commercial health payer claims from 2016 to 2019. Among adults with ≥6 months of continuous enrollment and ≥1 medical claims, patients with any assigned Z codes were defined as cases. Controls were selected through stratified random sampling. Z codes were organized under 3 categories: socioeconomic, community/social, and environmental. Results Of 29.5 million adults, 521,334 patients (1.8%) had any assigned Z codes. Among all the Z codes, 53.5% identified community/social issues, 30.3% identified environmental issues, and 16.2% identified socioeconomic issues. Among socioeconomic Z codes, housing needs were frequently identified, but needs for food, utility bills, and transportation were very rarely identified. In multivariable regression analysis, females had higher odds of Z code assignment than males. Depression and chronic pulmonary disease were the 2 common comorbidities (≥5% prevalence in cases and controls) that were highly associated with Z code assignment. Less common comorbidities strongly associated with Z code assignment were drug abuse, alcohol abuse, psychoses, and AIDS/HIV. Conclusions In this national study of privately insured patients, many Z codes identified healthcare encounters caused by social stressors, whereas few identified food- or transportation-related causes. Depression and chronic pulmonary disease were highly associated with Z code assignment.
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ICD-10-CM Z codes (Z55-Z65) are typically under-coded in individuals' health records.
“are typically under-coded in individuals’ health records”
From Documentation of individual-level social determinants of health among adults diagnosed with cancer in the United States (2025) · cites this paper as [15]
The Discussion’s Limitations section says voluntary Z-code assignment likely led to substantial underdocumentation of social needs, supporting the claim’s central point. But the study examined privately insured U.S. adults during a four-year period ending in 2019, and the authors caution that its documentation patterns may not generalize to people with other insurance or no insurance. (LLM, conf=0.82)
Experimental — accuracy not yet measuredAvailable studies using Medicare and private insurance claims data reported that about 1 in 1,000 claims included Z codes.
“Available studies using Medicare and private insurance claims data reported that about 1 in 1,000 claims included Z codes14,15.”
From Documentation of individual-level social determinants of health among adults diagnosed with cancer in the United States (2025) · cites this paper as [15]
The Methods describe a study using private-insurance claims, and the Introduction discusses prior Medicare Z-code studies. But the Results report that 521,334 of 29.5 million adults (1.8%) had a Z code—a proportion of patients, not the claimed roughly 1 in 1,000 claims. Our copy does not report that claims-level figure. (LLM, conf=0.85)
Experimental — accuracy not yet measuredAnother study found that 1.8% of 29.5 million adults enrolled in private insurance had documented SDOH Z codes between 2016 and 2019.
“Similarly, another study found that 1.8% of 29.5 million adults enrolled in private insurance had documented SDOH Z codes between 2016 and 201915.”
From Documentation of individual-level social determinants of health among adults diagnosed with cancer in the United States (2025) · cites this paper as [15]
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Hsu, C.-Y., Henderson, G., Slejko, J. F., Hussain, A., Swain, R. S., Kalesan, B., Huang, P.-L., & Onukwugha, E. (2025) · Scientific Reports · doi:10.1038/s41598-025-13825-3 · Cited by 5 · see citing works
- Authors
- Liss, D. T., Cherupally, M., Kang, R. H., Aikman, C., Cooper, A. J., & O'Brien, M. J.
- Affiliations
- Northwestern University (US)
- Corresponding author
- Liss, David T.
- Venue
- American Journal of Preventive Medicine
- Publisher
- Elsevier BV
- Published
- 2022-12
- Volume
- 63
- Issue
- 6
- Pages
- 1007-1016
- ISSN
- 0749-3797 (ISSN-L)
- PMC
- PMC10286127
- OpenAlex
- W4294204395
- Cited by
- 16
- References
- 5
- Citations by year
- 2026: 2 · 2025: 6 · 2024: 4 · 2023: 4
- FWCI
- 2.62
- Type
- journal article
- Language
- en
- Open access
- green
- www.ncbi.nlm.nih.gov
- Locations
- American Journal of Preventive Medicine (publishedVersion)
- PubMed (publishedVersion)
- PubMed Central (acceptedVersion)
- Funders
- U.S. Department of Health and Human Services (1HP29963)
- Health Resources and Services Administration
- UnitedHealth Group Inc
- Topics
- Health Sciences › Health Professions › Health Information Management › Medical Coding and Health Information
- Social Sciences › Health › Health disparities and outcomes
- Social Sciences › Economics, Econometrics and Finance › Economics and Econometrics › Healthcare Policy and Management
- Keywords
- social needs, Z codes, ICD-10, privately insured adults, commercial health insurance claims, housing needs, socio-economic needs, environmental requirements, depression, chronic lung disease, comorbidities, health care utilization, social stressors
- MeSH terms
- Adult, Alcoholism, Female, Food, Humans, Insurance, Health, Male, Research Design, Case-Control Studies
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