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Cited by 685

The DOI matches its Crossref record; 52 of the 52 references it cites were found in a registry or an index.

The impact of the FinTech revolution on the future of banking: Opportunities and risks

Open access
Murinde, Victor, Rizopoulos, Efthymios, Zachariadis, Markos·2022·International Review of Financial Analysis
DOI 10.1016/j.irfa.2022.102103
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Abstract

The financial technologies (FinTech) revolution is in full swing globally. In this paper, we review the burgeoning literature on FinTech and FinTech-enabled services, focusing on the opportunities and risks for banks. Using high quality bank level data from 115 countries around the world for the past 16 years, we compute statistical moments of some key indicators of the changing banking landscape in the FinTech era. Our preliminary findings suggest that it is unlikely that FinTech lenders will replace banks, perhaps because banks are developing their own FinTech platforms or working with FinTech start-ups. We also showcase how regulation, global infrastructures and geopolitical frictions will shape the future of banking. We identify some promising research ideas; we also summarize some key implications, from existing research, for policy makers and practitioners.

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Metadata

Authors
Murinde, V., Rizopoulos, E., & Zachariadis, M.
Venue
International Review of Financial Analysis
Publisher
Elsevier BV
Published
2022-05
Volume
81
Pages
102103
ISSN
1057-5219 (ISSN-L)
DOI
10.1016/j.irfa.2022.102103
OpenAlex
W4220968399
Cited by
685
References
52
FWCI
139.19
Type
journal article
Language
en
Open access
hybrid

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CoChat. (2026). Citation check: The impact of the FinTech revolution on the future of banking: Opportunities and risks. https://app.cochat.ai/papers/10.1016/j.irfa.2022.102103
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Murinde, V., Rizopoulos, E., & Zachariadis, M. (2022). The impact of the FinTech revolution on the future of banking: Opportunities and risks. International Review of Financial Analysis. https://doi.org/10.1016/j.irfa.2022.102103

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Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).

Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.