Mobile Money: Communication, Consumption and Change in the Payments Space
Open accessAbstract
This article explores the emerging field of ‘mobile money’: mobile phone-enabled systems for value transfer and storage, primarily in the developing world, which are heralded as signal interventions in the effort to broaden financial inclusion and bank the ‘unbanked.’ Focusing on the stories that circulate in the emergent network of expertise that is calling ‘mobile money’ into being, it discusses how economic techniques and social narratives about markets – specifically, narratives about the opportunities for profit and financial inclusion in the ‘payments space’ – format a consumer market for mobile money. Furthermore, it asks whether end-users' repurposing of mobile money – and the use of airtime as currency – heralds a new means of exchange or store of value, potentially remaking money in the process.
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Pollio, A. (2019) · Annals of the American Association of Geographers · doi:10.1080/24694452.2019.1680232 · Cited by 26 · see citing works
ICT Adoption and Innovation in Ghana
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- Authors
- Maurer, B.
- Affiliations
- University of California, Irvine (US)
- Corresponding author
- Maurer, Bill
- ORCID
- Maurer, Bill
- Venue
- Journal of Development Studies
- Publisher
- Informa UK Limited
- Published
- 2012-05
- Volume
- 48
- Issue
- 5
- Pages
- 589-604
- ISSN
- 0022-0388 (ISSN-L)
- 1743-9140
- OpenAlex
- W2038413674
- Cited by
- 338
- References
- 53
- Citations by year
- 2026: 24 · 2025: 34 · 2024: 32 · 2023: 24 · 2022: 33 · 2021: 32 · 2020: 40 · 2019: 31 · 2018: 15 · 2017: 19 · 2016: 24 · 2015: 10 · 2014: 6 · 2013: 9 · 2012: 5
- FWCI
- 22.87
- Type
- journal article
- Language
- en
- Open access
- green
- escholarship.org
- Licence
- cc-by
- Locations
- The Journal of Development Studies (publishedVersion)
- RePEc: Research Papers in Economics (submittedVersion)
- eScholarship (California Digital Library) (submittedVersion, cc-by)
- Topics
- Social Sciences › Economics, Econometrics and Finance › Economics and Econometrics › Microfinance and Financial Inclusion
- Physical Sciences › Computer Science › Information Systems › ICT in Developing Communities
- Physical Sciences › Computer Science › Information Systems › Economic Growth and Development
- Keywords
- mobile money, financial inclusion, unbanked populations, benefit transfer, medium of exchange, store of value, consumer market, social narratives, developing countries
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