Optimal Financial Knowledge and Wealth Inequality

Lusardi, Annamaria, Michaud, Pierre-Carl, Mitchell, Olivia S.·2017·Journal of Political Economy

Cited by (802)

Items 301–400 of 802

  1. Social Interaction in the Family: Evidence from Investors’ Security Holdings
    Samuli Knüpfer, Elias Henrikki Rantapuska, Matti Sarvimäki · 2016 · SSRN Electronic Journal
  2. Do women have lower levels of financial literacy, or are they opting out?
    Tracey West, Laura de Zwaan, Di Johnson · 2023 · Financial Services Review
  3. Reassessing the Role of Financial Knowledge and Confidence for Financial Outcomes Across Income Groups in the EU
    Piotr Białowolski, Dorota Węziak‐Białowolska, Andrzej Cwynar · 2025 · Kyklos
  4. Financial perceptions and financial behaviors across marital status and gender
    Yoon G. Lee, Heather Howell Kelley · 2023 · Family and Consumer Sciences Research Journal
  5. The Influence of Factors in Consumer Sustainable Auto-Enrolment Pensions
    Beata Śwıecka, Patrycja Kowalczyk-Rólczyńska, Sylwia Pieńkowska-Kamieniecka, Jakub Śledziowski, Paweł Terefenko · 2025 · Sustainability
  6. Benefits left on the table: Evidence from the Servicemembers’ Civil Relief Act
    Benjamin Castleman, Richard Wells Patterson, William Skimmyhorn · 2019 · Economics of Education Review
  7. Gerakan Literasi Finansial di SMA Kabupaten Kubu Raya Kalimantan Barat
    Heni Kuswanti, Maria Ulfah · 2021 · Ekuitas Jurnal Pendidikan Ekonomi
  8. Managing Retirement Incomes
    James W. Banks, Rowena Crawford · 2022 · Annual Review of Economics
  9. Financial education as political education: a framework for targeting systems as sites of change
    Terri L. Friedline, Anna K. Wood, So’Phelia Morrow · 2022 · Journal of Community Practice
  10. Portfolio Choice and Asset Pricing with Investor Entry and Exit
    Yosef Bonaparte, George M. Korniotis, Alok Kumar · 2017 · SSRN Electronic Journal
  11. Restoring Rational Choice: The Challenge of Consumer Financial Regulation
    John Campbell · 2016 · National Bureau of Economic Research
  12. Forecasting Financial Literacy Levels with Respect to Consumer Shopping Behaviour
    Eva Kicová, Lucia Švábová, Oľga Poniščiaková, Zuzana Rosnerová · 2025 · International Journal of Financial Studies
  13. Fintech and household participation in risky financial markets: evidence from China
    Ye Zhang, Jennifer Xu, Dongyu Chen · 2026 · Financial Innovation
  14. Supportive and mitigating factors associated with financial resiliency and distress
    Vibha Bhargava, Lance Palmer, Swarn Chatterjee, Richard Stebbins · 2018 · Financial Planning Review
  15. The Role of Electricity Prosumers in Regenerative Communities
    Santiago Grijalva, Amanda West · 2024 · IEEE Power & Energy Society Innovative Smart Grid Technologies Conference (ISGT)
  16. Youth in individualistic countries have higher financial literacy: Evidence from PISA
    Kristjan Pulk, Leonore Riitsalu · 2024 · Journal of Consumer Affairs
  17. Could financial education be a universal social policy? A simulation of potential influences on inequality levels
    Giovanni Gallo, Alessia Sconti · 2024 · Journal of Accounting and Public Policy
  18. Consumer Financial Knowledge and the Use of Mobile Banking: Evidence from the 2018 U. S. National Financial Capability Study
    Fuzhong Chen, Jian Xiang · 2021 · Asian Journal of Education and Social Studies
  19. The Factors Analysis of Financial Conditions of Working Women Sandwich Generation
    Sayu Ketut Sutrisna Dewi, I Gusti Bagus Wiksuana · 2022 · Signifikan Jurnal Ilmu Ekonomi
  20. Are the actual and intended sources of financial knowledge the same? Evidence from Japan
    Hiroshi Fujiki · 2020 · Japan and the World Economy
  21. Information and Financial Literacy for Socially Sustainable NDC Pension Schemes
    Elsa Fornero, Noemi Oggero, Riccardo Puglisi · 2019 · World Bank, Washington, DC eBooks
  22. Recursive Preferences, the Value of Life, and Household Finance
    Antoine Bommier, Daniel Harenberg, François Le Grand, Cormac O’Dea · 2017 · SSRN Electronic Journal
  23. Broadband Internet and the Stock Market Investments of Individual Investors
    Hans K. Hvide, Tom Meling, Magne Mogstad, Ola Lotherington Vestad · 2022 · SSRN Electronic Journal
  24. Rethinking the Stock Market Participation Puzzle: A Qualitative Approach
    Kamila Duraj, Daniela Grunow, Michael Haliassos, Christine Laudenbach, Stephan Siegel · 2024 · SSRN Electronic Journal
  25. Financial literacy and clean energy adoption in South Africa
    Isaac Koomson, Sefa Awaworyi Churchill, Russell Smyth · 2025 · Energy Economics
  26. Behavioral Finance: Household Investment and Borrowing Decisions
    Pavlo Illiashenko · 2017 · Visnyk of the National Bank of Ukraine
  27. Financial Inclusiveness and Mobilization of Household Savings in Rural Area: Are They Related?
    Tanmoyee Banerjee Chatterjee, Malabika Roy, A. K. Raychaudhuri · 2021 · Journal of Quantitative Economics
  28. Financial Literacy and Consumer Financial Well-being in Ghana: Any Nexus with Economic Stability
    Juabin Matey · 2021 · International Journal of Arts and Humanities Studies
  29. Are Two Heads Really Better than one in Intra-Household Financial Management? Evidence on the Financial Behaviour of Couples in Poland
    Andrzej Cwynar · 2022 · South East European Journal of Economics and Business
  30. Financial Literacy and Credit Card Payoff Behaviors: Using Generalized Ordered Logit and Partial Proportional Odds Models to Measure American Credit Card Holders’ Likelihood of Repaying Their Credit Cards
    Christos I. Giannikos, Efstathia D. Korkou · 2025 · International Journal of Financial Studies
  31. Do FinTech platforms amplify the wealth effect?
    Kaixin Zheng · 2025 · International Review of Financial Analysis
  32. Examining the role of institutional framework in promoting financial literacy by microfinance deposit-taking institutions in developing economies
    George Okello Candiya Bongomin, John Chrysostom Kigozi Munene · 2019 · Journal of Financial Regulation and Compliance
  33. Fair crack of the whip? The distribution of augmented wealth in Australia from 2002 to 2018
    Maximilian Longmuir · 2023 · The Journal of Economic Inequality
  34. Empirical Study on Financial Knowledge among High School Students in Veracruz
    Elena Moreno-García, Arturo García-Santıllán, Daniel Martínez Navarrete · 2022 · International Journal of Innovative Research and Scientific Studies
  35. Financial Literacy and French Behaviour on the Stock Market
    Luc Arrondel · 2020 · Numeracy
  36. Financial Education and Consumer Financial Planning: Evidence from China
    Fuzhong Chen, Tianyi Zhang, Ma Jin'ge · 2020 · South Asian Journal of Social Studies and Economics
  37. Preferences, financial literacy, and economic development
    Núria Rodríguez‐Planas, Maddalena Davoli · 2025 · Journal of Pensions Economics and Finance
  38. Financial Education for the Disadvantaged? A Review
    Horst Entorf, Jia Hou · 2018 · SSRN Electronic Journal
  39. A Canadian Parlor Room-Type Approach to the Long-Term Care Insurance Puzzle
    M. Martin Boyer, Philippe De Donder, Claude Fluet, Marie‐Louise Leroux, Pierre‐Carl Michaud · 2018 · SSRN Electronic Journal
  40. Business Education and Portfolio Returns
    Adam Altmejd, Thomas Jansson, Yigitcan Karabulut · 2022 · SSRN Electronic Journal
  41. Understanding Financial Vulnerability Among Asians, Blacks, and Hispanics in the United States
    Andrea Hasler, Annamaria Lusardi, Olivia S. Mitchell, Alessia Sconti · 2023 · SSRN Electronic Journal
  42. Does Homeownership Reduce Wealth Disparities for Low-Income and Minority Households?
    Ashleigh Eldemire-Poindexter, Kimberly F. Luchtenberg, Matthew Wynter · 2022 · The Review of Corporate Finance Studies
  43. Determinants of performance improvement of Micro, Small, and Medium Enterprises (MSME) in the border market of North Timor Central District – Timor Leste
    Margareta Diana Pangastuti, Frederic Winston Nalle, Bernadus Ghawa Rado, Adriana Kolo · 2023 · Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
  44. Financial literacy of Russians: The relationship with socio-demographic and psychological characteristics
    Ольга Евгеньевна Кузина, A. Y. Abduramanov, Моисеева Дарья Викторовна · 2024 · Voprosy Ekonomiki
  45. Revisiting financial fragility during the COVID-19 pandemic: Evidence from Taiwan
    Hung-Ling Chen, Yuan-Lin Emma Hsu, Chi-Yang Lu · 2024 · Journal of Behavioral and Experimental Finance
  46. DİJİTAL FİNANSAL OKURYAZARLIK VE FİNANSAL TEKNOLOJİLERİN İLİŞKİSİNDE ROL ALAN FAKTÖRLER: YABANCI TURİSTLER ÜZERİNDE BİR UYGULAMA
    Kayhan AHMETOĞULLARI · 2024 · EKEV Akademi Dergisi
  47. Does rural Households’ financial literacy affect the household portfolio choices in poverty alleviation areas?
    Xuejun Guo, Xiaoxi Guo, Haoran Guan · 2025 · Economic Analysis and Policy
  48. The impact of financial literacy on financial development: A cross-country analysis
    Asuman Koç Yurtkur, Yunus Kılıç, Mehmet Fatih Buğan, Sel Dibooğlu, Emrah İsmail Çevik · 2025 · Borsa Istanbul Review
  49. Workplace-Linked Pensions for an Aging Demographic
    Olivia S. Mitchell, John Piggott · 2016 · Handbook of the economics of population aging
  50. FINANCIAL INSTRUMENTS AND THEIR IMPACT ON THE GROWTH OF INVESTMENT – A STUDY ON THE LIBYAN MARKET
    Abdulbaset Ali Alhaj, Abdullah Mohammed Awn, Al Taher Khalifa Abdusalam Alaswed · 2020 · European Journal of Economic and Financial Research
  51. Financial Well-Being: Psychological Factors that Affect African Americans' Financial Well-Being
    Crystal R. Hudson, CW Copeland, John H. Young · 2022 · Journal of Financial Therapy
  52. DEFINICIÓN DE SALUD FINANCIERA
    Esmeralda Gómez López · 2024 · REVISTA PROCESOS DE MERCADO
  53. Survival ambiguity and welfare
    Frank Caliendo, Aspen Gorry, SITA NATARAJ SLAVOV · 2019 · Journal of Economic Behavior & Organization
  54. The Economic and Social Value of Financial Literacy
    José Manuel Sánchez Santos · 2020 · Advances in finance, accounting, and economics book series
  55. Wealth Inequalities
    Johannes König, Carsten Schröder, Edward N. Wolff · 2020 · Springer eBooks
  56. Who cares about the day after tomorrow? Pension issues when households are myopic or time inconsistent
    Axel H. Borsch-Supan, Klaus Härtl, Duarte Nuno Leite · 2018 · Review of Development Economics
  57. Personal Finances in the Era of Modern Technological Solutions
    Anna Warchlewska, Alfred Janc, Rafał Iwański · 2021 · Finanse i Prawo Finansowe
  58. Impôt sur les successions dans les pays de l’OCDE
    OCDE · 2021 · Etudes de politique fiscale de l'OCDE/Études de politique fiscale de l'OCDE
  59. Financial education and spillover effects
    Theodosis L. Kallenos, Andreas Milidonis, George Nishiotis, Stavros A. Zenios · 2025 · Empirica
  60. The Implications of Financial Innovation for Capital Markets and Household Welfare
    Adrian Buss, Raman Uppal, Grigory Vilkov · 2017 · SSRN Electronic Journal
  61. Identifying Financially Illiterate Groups: An International Comparison
    Kenneth De Beckker, Kristof De Witte, Geert Van Campenhout · 2019 · SSRN Electronic Journal
  62. On the Distributional Effects of International Tariffs
    Daniel R. Carroll, Sewon Hur · 2022 · Working paper
  63. Broadband Internet and the Stock Market Investments of Individual Investors
    Hans K. Hvide, Tom Meling, Magne Mogstad, Ola Lotherington Vestad · 2022 · SSRN Electronic Journal
  64. Financially literate consumers and their credit portfolios: longitudinal evidence from PSID data
    Piotr Białowolski, Andrzej Cwynar, Dorota Węziak‐Białowolska · 2025 · International Journal of Bank Marketing
  65. Explainable artificial intelligence-driven fraud detection: Behavioral proxies of digital financial literacy in online payment models
    Gökçe Sinem Erbuğa, Ceyda ÜNAL · 2026 · Borsa Istanbul Review
  66. Cognitive ability and household portfolio diversification: Evidence from China
    Wu Kun, Yanhong Li, Xianjun Cai, Junming Yin · 2022 · Pacific-Basin Finance Journal
  67. “One size doesn't fit all”. Bank switching decisions and customer vulnerability in Europe
    Marcos Fernández Gutiérrez, John Kevin Ashton · 2023 · International Journal of Bank Marketing
  68. What explains intergenerational associations in home ownership and value in the UK? Investigating the transmission mechanisms
    Selçuk Bedük, Susan Harkness · 2024 · Research in Social Stratification and Mobility
  69. Determinants of Households’ Resilience to Covariate Shocks: Empirical Evidence and Policy Implications from the Kenyan Fisheries and Aquaculture Sectors
    Silas Ochieng, Erick Ogello, Kevin Odhiambo Obiero, Maureen Jepkorir Cheserek · 2024 · Aquaculture Journal
  70. Internal factors driving willingness to seek financial advice: The role of trust and anxiety
    Steffen Westermann, Jennifer L Harrison, Scott James Niblock · 2024 · Journal of Consumer Affairs
  71. Insurance literacy, perceived trust and insurance inclusion in Uganda
    Archillies Kiwanuka, Athenia Bongani Sibindi · 2025 · Management Matters
  72. Wealth and Income Stratification by Social Class in Five European Countries
    Carlos J. Gil-Hernández, Pedro Salas-Rojo, Guillem Vidal, Davide Villani · 2025 · Social Indicators Research
  73. Financial Literacy and Financial Education
    Annamaria Lusardi, Tim Kaiser · 2025 · Oxford University Press eBooks
  74. Behavioral Biases and Retail Investment Decisions in India: The Moderating Role of Financial Literacy and Financial Awareness
    Ujjal Sanyal, Furquan Uddin, Mohammad Razi-ur-Rahim, Asraful Islam, Rasheed Kuriyodath, Md Billal Hossain · 2026 · Analytics
  75. Progressive sovereign wealth funds
    Giacomo G. Corneo · 2022 · Journal of Government and Economics
  76. İlkokulda Finansal Okuryazarlık: Demografik Faktörler Finansal Tutum ve Davranışları Farklılaştırıyor mu
    Lütfullah Çelikten, Cihangir Doğan, Meltem Dişli-Çelikten · 2022 · Kalem Uluslararasi Egitim ve Insan Bilimleri Dergisi
  77. Effect of compulsory education on retirement financial outcomes: evidence from China*
    Bingzheng Chen, Peiyun Deng, Xiaodong Fan · 2020 · Scandinavian Journal of Economics
  78. Wealth Inequality in South Africa—The Role of Government Policy
    Marlin Jason Fortuin, Gerhard Philip Maree Grebe, Patricia Lindelwa Makoni · 2022 · Journal of risk and financial management
  79. Will wealth inequality decrease happiness?—Empirical evidence from China
    Jingtao Wang · 2024 · Frontiers in Psychology
  80. The mediating role of locus of control: Financial knowledge and financial attitude on financial management behavior
    Besse Nur Fatimah Hefri · 2024 · Journal of Management and Business Insight
  81. The role of financial literacy in reducing financial distress: What if consumers were perfectly financially literate?
    Piotr Białowolski, Andrzej Cwynar, Dorota Węziak‐Białowolska · 2024 · Journal of Consumer Affairs
  82. The effects of financial spatial structure on household financial vulnerability: Evidence from China
    Hang Gao · 2024 · PLoS ONE
  83. Éducation financière et comportements patrimoniaux : mauvaise éducation et zéro de conduite ?
    Luc Arrondel · 2017 · Revue d économie financière
  84. Household Wealth as a Factor of Economic Growth: A Case Study of Italy
    Iacopo Odoardi, Carmen Pagliari · 2020 · Contemporary Economics
  85. Financial Literacy and Socialist Education: Lessons from the German Reunification
    Maddalena Davoli, Jia Hou · 2018 · German Economic Review
  86. Finanzielle Kompetenzen und Defizite in Deutschland – eine aktuelle Bestandsaufnahme
    Ronald Bachmann, Christian Rulff, Christoph Μ. Schmidt · 2021 · List Forum für Wirtschafts- und Finanzpolitik
  87. A Study on Financial Inclusion in India and Its Relation with Financial Literacy
    Mehak, Khushdeep Dharni · 2022 · Journal of Economics Management and Trade
  88. Insurance literacy among older people in Japan: The role of socio‐economic status
    Yoshihiko Kadoya, Naheed Rabbani, Mostafa Saidur Rahim Khan · 2022 · Journal of Consumer Affairs
  89. The Gender Wealth Gap in Québec
    Maude Pugliese, Prisca Benoit, Mamadou Diallo, Diana Alejandra Peña Ruíz · 2023 · Canadian Studies in Population
  90. Exploitative Contracting in a Life Cycle Savings Model
    Tomasz Sulka · 2019 · The Review of Economics and Statistics
  91. Social Stratification and Choice-Based Policy Programs: The Case of Early Withdrawal of Retirement Savings during the Great Recession
    Zachary D. Kline, Jeremy Pais · 2020 · Social Forces
  92. Behind rising inequality and falling growth
    Jangyoun Lee · 2021 · Journal of Macroeconomics
  93. Gender gap in pension savings: Evidence from Peru’s individual capitalization system
    Javier Olivera, Yadiraah Iparraguirre · 2022 · Documento de trabajo
  94. Financial Literacy among Working Young in Urban India
    Shilpi Gupta, Hema Singla · 2023 · International Research Journal on Advanced Engineering and Management (IRJAEM)
  95. Financial Literacy, Pension Planning, and Investment Behavior - A Comparative Study between Austria and Switzerland
    Tatjana Aubram, Monika Kovarova-Simecek, Gabrielle Wanzenried · 2016 · SSRN Electronic Journal
  96. Financial Literacy and Attitudes to Redistribution
    Alberto Montagnoli, Mirko Moro, Georgios A. Panos, Robert Eric Wright · 2017 · SSRN Electronic Journal
  97. The Role of Cognitive and Non-Cognitive Characteristics in Financial Behaviors and Financial Literacy
    María José Roa · 2021 · SSRN Electronic Journal
  98. Do Required Minimum Distribution 401(K) Rules Matter, and for Whom? Insights from a Lifecycle Model
    Vanya Horneff, Raimond Maurer, Olivia S. Mitchell · 2021 · SSRN Electronic Journal
  99. Who Pays For Your Rewards? Cross-Subsidization in the Credit Card Market
    Sumit D. Agarwal, Andrea Presbitero, André F. Silva, Carlo Wix · 2022 · SSRN Electronic Journal
  100. Who Benefits from Innovations in Financial Technology?
    Roxana Mihet · 2019 · SSRN Electronic Journal