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Cited by 367

The DOI matches its Crossref record; 39 of the 39 references it cites were found in a registry or an index.

Regulatory Arbitrage and International Bank Flows

HOUSTON, JOEL F., LIN, CHEN, MA, YUE·2012·The Journal of Finance
DOI 10.1111/j.1540-6261.2012.01774.x
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Abstract

We study whether cross‐country differences in regulations have affected international bank flows. We find strong evidence that banks have transferred funds to markets with fewer regulations. This form of regulatory arbitrage suggests there may be a destructive “race to the bottom” in global regulations, which restricts domestic regulators’ ability to limit bank risk‐taking. However, we also find that the links between regulation differences and bank flows are significantly stronger if the recipient country is a developed country with strong property rights and creditor rights. This suggests that, while differences in regulations have important influences, without a strong institutional environment, lax regulations are not enough to encourage massive capital flows.

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Metadata

Authors
HOUSTON, J. F., LIN, C., & MA, Y.
Venue
The Journal of Finance
Publisher
Wiley
Published
2012-09-12
Volume
67
Issue
5
Pages
1845-1895
ISSN
  • 0022-1082 (ISSN-L)
  • 1540-6261
DOI
10.1111/j.1540-6261.2012.01774.x
OpenAlex
W3122364313
Cited by
367
References
39
FWCI
24.94
Type
journal article
Language
en
Open access
closed

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CoChat. (2026). Citation check: Regulatory Arbitrage and International Bank Flows. https://app.cochat.ai/papers/10.1111/j.1540-6261.2012.01774.x
The paper
HOUSTON, J. F., LIN, C., & MA, Y. (2012). Regulatory Arbitrage and International Bank Flows. The Journal of Finance. https://doi.org/10.1111/j.1540-6261.2012.01774.x

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Bibliographic data: Semantic Scholar, OpenAlex, Crossref.

Contains information from the Semantic Scholar Academic Graph Datasets, made available under the ODC Attribution License (ODC-BY 1.0).

Semantic Scholar’s data is described in: Kinney, R., et al. (2023). The Semantic Scholar Open Data Platform. arXiv:2301.10140.